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Territory Manager-Loan against Property

IDFC FIRST Bankabout 16 hours ago
Delhi, Ontario, Canada
Mid Level
Full-Time

About the role

Job Requirements

About the Role The Territory Manager – Loan Against Property is responsible for sourcing loans through market channels such as DSAs, DSTs, and existing partners. The role involves building and maintaining a high-quality loan portfolio, managing a team, and fostering strong relationships across stakeholders. The Territory Manager must ensure compliance with internal policies and guidelines while balancing sales objectives with risk management to support the broader goals of the bank.

Key Responsibilities Primary Responsibilities Source and manage business channels from the market to acquire new loan customers. Build and maintain a quality loan portfolio by minimizing delinquencies and rejections. Ensure adherence to internal policies and regulatory guidelines. Secondary Responsibilities Stay updated with retail asset products, operational processes, and market trends. Identify evolving market dynamics and develop channels to enhance business acquisition. Deliver high-quality customer service and recommend process improvements to drive operational efficiency.

What We Are Looking For Education Graduation: Any discipline Experience Minimum 3 years of relevant experience in loan sourcing or retail banking Skills and Attributes Strong understanding of retail asset products and market trends Excellent communication and relationship management skills Ability to lead teams and collaborate across functions. Customer-centric approach with a focus on quality and compliance

About IDFC FIRST Bank

Banking
10,001+ employees

Never share your password, OTP, UPI Pin, CVV etc with anyone.

Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles:

Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles.

Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions.

Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so.

Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees.

Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years.

Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans.

ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

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