####It’s not a package. It’s a promise®.

As Canada’s leading integrated freight, package, and logistics provider, we’ve been helping promises get where they need to be for more than 60 years. How does the magic happen?The journey starts with you. The places we go, the elements we brave, the promises we deliver –**it’s all possible because of our people.**So, whether you’re looking to build new skills, make an impact in your community, or inspire your team,we go therefor you.

##Description

Reporting to the Credit & Risk Manager, the Credit and Risk Analyst will be responsible for assessing and managing the credit risk associated with the company's lending and credit operations. They will play a critical role in safeguarding the company's financial health by ensuring that credit decisions are made with a clear understanding of potential risks and by implementing strategies to mitigate these risks.

##Responsibilities

• Follow processes for the operational management of credit risk, credit approvals, and protective filings and recommend continuous improvement to those processes.
• Review, advise, and provide feedback to the Credit and risk Manager to update Purolator’s Corporate Credit Policy for continuous improvement and broader protection of Purolator overall.
• Collaborate closely with cross-functional teams to assist the Credit and risk Manager in developing effective credit risk management strategies.
• Plan, organize, coordinate, manage, control, and execute the functions, programs, services, and activities assigned to Credit & Risk Management, including approvals, and extended terms to ensure that programs are operating within the appropriate fiscal parameters and remain in compliance with federal requirements.
• Perform a review and monitor all open receivables on an ongoing, continuous basis to ensure the customer’s continued creditworthy status with Purolator.
• Act as a subject matter expert in credit & risk and will be expected to provide project support for any credit risk corporate initiatives.

##Education

• BA or BBA completion preferred

###Experience

• Minimum 10 years’ experience (inclusive of 3 academic years) in credit/collections in a multi–Business Unit environment – 10+ years’ working experience
• Knowledge of credit & collections principles, processes, regulations, and standards
• Developed proficiency of Microsoft Office and SAP FICO is essential
• Proactive and self-motivated – this role requires an ability to work in a fast-paced environment with the ability to manage multiple tasks and complete multiple competing requests promptly with the ability to prioritize their workflow with little to no direction
• Experience and understanding of credit granting/credit management plans
• General adjustment or collection experience is required with knowledge of SAP FICO and interfaces with other SAP ERP Modules like BI
• The requirement is to be highly analytical with a strong level of detail
• Proactive in identifying possible issues, identifying, and eliminating root causes of existing issues, and establishing the best course of action
• Be a skilled communicator with demonstrated diplomacy and tact when working with Customers, Sales, and Trustees to resolve customer delinquency or payment issues
• Demonstrate negotiation skills when dealing with difficult situations arising between Customers and paying on time as well as Court settlements in protective filings
• Responsible for creating and providing reports using KPIs for Senior Management to make strategic decisions

#####Skills

**Language Requirement:**Proficiency in English is required for this position due to the frequent communications that must be conducted in English with various stakeholders. This requirement is justified by the nature of the responsibilities and operational needs.

POSTING DETAILS **Location:**520 - Moncton
**Working Conditions:**Office Environment

**Reports to:**Manager Credit Risk

Purolator is an equal opportunity employer committed to diversity and inclusion**.**We welcome all qualified applicants and provide accommodations during the recruitment process upon request.

Purolator complies with Canadian law in all recruitment practices. During pre-screening, we may use an Artificial Intelligence (AI) tool, supported by human oversight, to efficiently manage tasks such as resume screening and candidate matching, enabling our team to connect with qualified candidates faster.

Personal information is used solely for recruitment and managed in accordance with privacy legislation. For AI-related inquiries only, contactTalentCOE@purolator.com. To apply, visit our Careers Page.

We recognize that employees and their families are essential to our success. We strive to provide a safe, healthy, and supportive workplace, ensuring the right people have the tools they need to thrive.

Every day at Purolator is an opportunity to connect with colleagues, customers, and communities to make a positive impact. Learn more about our values atwww.purolator.com.