Department: Underwriting

**Location:**This role has two openings: one based in Toronto and one based in Halifax.

Company Overview:

Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 300 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Toronto, Montreal and Halifax.

At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. At Liberty Mutual Canada, our values are to foster a high-performing, equitable and inclusive culture where the best talent of all backgrounds can bring their whole selves to work and succeed.

If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!

Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:

• A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance.

• Competitive health & dental benefits plan

• Competitive time off policy

• Employee & Family Assistance Programs

• An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusion.

The Opportunity:

Are you a whiz at analyzing business risks? Are you a natural problem solver? Do you never get tired of answering the question, “What if?”

Then be in your element when you’re part of the collaborative underwriting team at Liberty Mutual.

The Details

Our underwriters focus on two fundamental questions: Should Liberty Mutual write a policy for a particular customer? What is a fair price for the risk that we would incur by writing the policy?

Join our team and you’ll challenge yourself to uncover these and other answers.

As an Underwriting Trainee, you’ll draw upon your strong analytic, communication, and negotiation skills to understand our customers and their needs, and how to profitably accept the risks that our policies cover.

Best of all, at the close of your training, you’ll have the opportunity to have an Underwriting career with Liberty Mutual, one of the leading property and casualty insurers in the country.

Duties and Responsibilities:

• Successfully complete a 6 month Underwriting Training Program which includes: on-the-job training, classroom instruction, self-study, case studies, rating and underwriting activities.
• Develop judgment to accept, reject, or modify new/renewal business for various lines of business (with guidance and direction as needed from experienced underwriters or team leaders) to ensure a profitable book of business.
• Price business in a timely manner according to company underwriting and pricing guidelines.
• Market products to achieve company growth and profitability targets.
• Develop on-going relationships with internal and external customers; monitor profitability and quality of submissions; and be aware of underwriting and/or product changes.
• Review and develop a strong knowledge of: policy coverages, broker relationships, underwriting and team guidelines, processes and procedures and business strategy/organization.
• Other duties as assigned.

Skills & Qualifications:

• 0-2 years of work experience (not necessarily in insurance).
• Bachelor's degree preferably in business, mathematics, economics or finance.
• Strong interpersonal, written and verbal communication skills.
• Ability to provide information in a clear, concise manner with an appropriate level of detail and professionalism.
• Ability to build and maintain strong business relationships.
• Ability to gather information, analyze facts, and draw conclusions.
• Strong negotiation skills.
• Initiative driven and self-starter.
• Strong customer service orientation.
• Demonstrated organization skills and abilities.
• Willingness to complete professional designation(s) and continued insurance education.
• This position may require some travel to Liberty Mutual’s US office(s).

Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario, we publish a Target Hiring Range in compliance with Ontario Pay Transparency Acts.

This posting is for an active, current vacancy.

Target Hiring Range:

CAD $58,000– $65,000 per year (base salary).

This range represents the expected annual base salary for this role. Final offers will be determined based on each candidate’s qualifications, relevant experience, internal equity, and the needs of the role. The posted range does not include allowances or benefits. We encourage all qualified candidates to apply. Offers above the published maximum may be approved with appropriate business authorization.

We will not request your salary history at any stage of the hiring process. We do not use AI‑based screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.