At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ATB ID).

About Life at ATB is about more than work. In fact, we’re consistently recognized as one of Canada's top employers thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members:

Impact in action: No matter where you are in the organization, you're empowered to make an impact in the lives of our clients and communities.

Thrive together: We want you—the unique, authentic you—to feel safe and celebrated at work. We're on a continuous journey to build the most flexible and inclusive programs.

Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development.

About The Role As ATB’s next Director of Agriculture Business Credit you will be responsible for providing adjudication and risk management of ATB’s Agricultural loan portfolio.

As with all Credit positions, this role primarily focuses on reviewing and making sound credit decisions on all credit applications received within the assigned area. The Director will support the growth of a quality book of business, uphold the Credit brand, and align with ATB's Credit Risk Philosophy and Appetite.

Accountabilities

• Maintain a mastery level of knowledge in their area of responsibility and credit risk.
• Make sound credit decisions, applying a managed risk philosophy, ensuring we balance the needs of ATB and the client, providing simple approvals, and ensuring ATB’s risk appetite is respected.
• Work within the boundaries of delegated lending limits.
• Assume ownership of the adjudicated files and projects they have responsibility for.
• Maintain a positive partner experience and uphold the Service Level Agreement and Productivity standards.
• Provide coaching and/or mentoring on transactions or policy related matters.
• Continuously adapting to the changing environment that they work within.
• Working collaboratively with other Credit team members and those within the Areas of Expertise.
• Provide recommendations supporting improvements to policies, procedures, products or services so they remain current, competitive, relevant, and simple.

Skills, Experience & Requirements Competencies / Skill Sets Required:

• The preferred candidate will possess foundational knowledge of the agriculture sector.
• While not required initially, over time you will be required to develop a mastery level of knowledge in agriculture across the various subsectors, including crops, cattle, feedlots, dairy, poultry, feeder/breeder associations, and Hutterite colonies.
• An understanding of financial statements, cash flows, liquidity, working capital dynamics, and financial impacts of growth/capital expenditure.
• The intuitive ability to manage a number of transactions and arrive at a sound decision and structure quickly.
• The ability to identify and measure (both in terms of probability and quantity) risk and establish appropriate methods to monitor and manage.
• The successful candidate will be required to participate in Credit’s Accreditation and Mastery programs.
• Possesses the leadership attributes supported by ATB (i.e., the intrinsic motivation and drive to excel; the ability to build sustaining relationships).

Designations / Education / Prerequisites

• Experience: Minimum 5 years of lending experience, preferably in Agriculture.
• Post-secondary education in Agriculture, Business, or Finance would be an asset.

Don’t meet all the requirements on the list? A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role—but you might not check all the boxes—we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.

We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed—their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the Partnership Accreditation in Indigenous Relations program created by the Canadian Council for Aboriginal Business.

What happens next? If you are shortlisted, you’ll hear from us after the posting closes. Check out our How We Hire page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at talentteam@atb.com

Stay in touch We’re excited that you’re interested in a career with ATB. Follow us on LinkedIn, Facebook and Instagram to learn more about what our team is up to.