Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence. At Aviva Canada, we put people first, our employees, our customers, and our communities. We’re proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We’re not just about insurance; we’re about making a real difference by protecting what matters most. Aviva Canada has an exciting opportunity within our Commercial Insurance business unit. We are seeking a Junior Property & Casualty Underwriter to join our Ontario Commercial Lines team. In this role, you will support the profitable growth of our Commercial Property & Casualty portfolio by underwriting and servicing small to moderately complex risks. Working closely with Intermediate and Senior Underwriters, you will develop your technical underwriting expertise while delivering exceptional service to brokers and customers. This is an excellent opportunity for an early-career insurance professional looking to build a long-term career in commercial underwriting.

What you'll do

Assess and evaluate risk for new business, renewals, and mid-term policy changes within assigned authority. Underwrite and service small commercial Property & Casualty accounts in accordance with corporate underwriting guidelines. Review submissions, loss history, risk characteristics, and exposure information to determine acceptability and pricing. Analyze underwriting information to support profitable business decisions. Respond to broker inquiries and policy servicing requests in a timely and professional manner. Build and maintain strong broker and internal stakeholder relationships. Work collaboratively with Intermediate and Senior Underwriters on more complex risks. Escalate risks that exceed established underwriting authority guidelines. Maintain awareness of market trends, underwriting practices, policy forms, and regulatory changes. Utilize underwriting systems, tools, and resources effectively to support decision-making. Contribute to portfolio growth and retention objectives through responsive customer service and broker engagement. Participate in training, development programs, and knowledge-sharing initiatives. Support underwriting projects, audits, and process improvement initiatives as required.

What you'll bring

1–3 years of experience in the insurance industry, preferably in commercial insurance, underwriting support, broker operations, or customer service. Exposure to Commercial Property & Casualty underwriting is considered an asset. Post-secondary education or equivalent combination of education and experience. CIP designation completed or in progress is preferred. Strong analytical, organizational, and problem-solving skills. Excellent written and verbal communication skills. Ability to manage multiple priorities and meet deadlines in a fast-paced environment. Strong attention to detail and commitment to quality. Proficiency in Microsoft Office and insurance systems.

What makes you stand out

Strong desire to develop a career in Commercial Property & Casualty underwriting. Customer-focused mindset and commitment to service excellence. Ability to build positive broker relationships and identify growth opportunities. Highly motivated, adaptable, and eager to learn. Collaborative team player with strong interpersonal skills. Solutions-oriented approach and sound business judgment.

What you’ll get

The salary band for this position ranges from $50,000 to $70,000. Please note that individual salary is determined by factors such as job-related knowledge, skills and experience, as well as internal equity. Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities. Outstanding Career Development opportunities. We’ll support your professional development education. Competitive vacation package with the option to purchase 5 extra days off per year. Employee driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion. Corporate wellness programs to support our employees’ physical and mental health. Hybrid flexible work model. This job advertisement is for a new vacancy which has been posted both internally & externally. Aviva Canada may use AI (Artificial Intelligence) tools to assist us throughout the recruitment process to screen, assess or select applicants for a position. Aviva Canada welcomes applications from all qualified individuals and has a process in place to provide accommodations for persons with disabilities at all stages of the hiring process and during employment. If you require an accommodation during the interview or hiring process, please contact your Aviva Talent Acquisition Partner so that an appropriate accommodation can be arranged. #LI-PS1 #LI-Hybrid