Experience Aviva

Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence.

At Aviva Canada, we put people first, our employees, our customers, and our communities. We’re proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We’re not just about insurance; we’re about making a real difference by protecting what matters most.

The Opportunity

Aviva Canada Inc. has an excellent opportunity in our Aviva Business Insurance business unit. Our Ontario Branch has an opportunity for an Intermediate Underwriter P&C with experience writing Builders Risk and Wrap Up policies.

Overall, the accountability in this role is to drive profitable growth through quality underwriting with a CORE focus. These are medium-sized accounts in select segments, which typically have an annual premium band of $7,500K to $25k in premium.

As a Commercial P&C Underwriter, you are accountable to collaborate with internal partners to review new business submissions, existing business renewals and to provide technical expertise to brokers and customers to price the risk appropriately. In addition, you provide mentorship and guidance to more Junior underwriters, including our junior underwriters. We are interested in speaking with insightful business-minded underwriters who are passionate about service and driving profitable growth.

What you’ll do

• Qualify and underwrite Property & Casualty accounts through understanding the needs and risk characteristics of the customer while ensuring both top-line growth and bottom-line profitability.
• Develop and maintain both internal and external relationships to deliver exceptional broker and customer service.
• Maintain the quality and profitability of the Core Market portfolio and refer all risks outside established authority level to the appropriate resource.
• Provide insight on market research and analysis; participate in developing business cases for pricing, coverage and/or product improvements.
• Contribute to the introduction and communication of pricing, coverage and/or product changes on time, including creating underwriter bulletins, contributing to the development of underwriting guidelines, procedures, and manuals.
• Help identify areas of concern regarding loss ratios, risk trends, or other discrepancies, applying remediation strategies as appropriate.
• Build knowledge of all Information Systems/Programs within Commercial Insurance.
• Maintain knowledge of industry trends, developments, and regulatory changes. Contribute as subject matter expert for branch and/or Middle Market learning and development, including subject research, preparation of material and delivery of the training.
• Identify gaps in underwriting capabilities, and design and deliver solutions

What you’ll bring

• 5+ years’ experience in commercial Insurance underwriting
• Proven ability to work reciprocally and collaboratively with Auto line and other underwriters
• Validated sales acumen, marketing, communication, and negotiation skills
• Highly motivated and enthusiastic
• Ability to work both independently and as part of a team
• Proficient multi-tasker, with demonstrated ability to prioritize and organize work while meeting service expectations and other deadlines
• CIP designation or a willingness to complete the designation in a short time frame

What you’ll get

• The salary band for this position ranges from $65,000 to $80,000. Please note that individual salary is determined by factors such as job-related knowledge, skills and experience, as well as internal equity.
• Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.
• Hybrid flexible work model .
• Outstanding career development opportunities.
• We’ll support your professional development education.
• Competitive vacation package with the option to purchase 5 extra days off per year.
• Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion.
• Corporate wellness programs to support our employees’ physical and mental health.

Please note that we may use AI tools to help us through the recruitment process. This is a new position which has been posted internally & externally.

Aviva Canada has an accommodation process in place to provide accommodations for employees with disabilities. If upon commencement of employment you require a specific accommodation because of a disability, please contact your Talent Acquisition Partner so that an appropriate accommodation can be arranged. This process applies throughout your career with Aviva Canada.