Manulife Group Benefits has an impressive market share in large corporate account business. Growth and client retention in this market segment requires innovative thinkers who can develop solutions that balance customer need with organizational capabilities. Our Group Benefits office has an immediate opportunity for a Corporate Accounts Underwriting Consultant to join our Existing Business Team. The Underwriting Consultant will experience front line exposure, interdependence with a strong team of professionals, and opportunities both to learn from seasoned Underwriters and to mentor more junior staff. The main accountability will be managing underwriting risk which will drive profitable long-term financial results. Position Responsibilities: Establish rates and retentions for new and existing Group Benefit plans ensuring that the appropriate target profitability levels are achieved Provide internal account management to proactively manage and/or respond to client requests relating to pricing and benefit changes Demonstrate a keen understanding of liability associated with various group benefits arrangements Prepare quotation submissions, including responses to questionnaires Onboard new clients – develop complex client structures and applications Work with internal partners to ensure administrative and plan design features can be managed Improve operating performance that results in long term financial success Negotiate contracts - financial arrangements, benefit plan provisions, service and performance standard agreements Required Qualifications: The successful candidate will be required to communicate in English and French to support clients from various provinces outside of Québec. Post-Secondary education with an exceptional business, mathematical and analytical aptitude Deep understanding of the Group Insurance market, products, and services Professional risk management expertise with demonstrated work-related Underwriting experience within Group Benefits Proven ability to effectively partner with and support sales teams Excellent Microsoft Office skills with exceptional proficiency in Excel (data manipulation such as pivot tables) and Word CEBS, GBA certification is encouraged and recommended Ability to make well-balanced decisions that take effective risk management, financial discipline and customer needs into account Strong business acumen with ability to communicate complex financial concepts, analyses and results in a clear, concise, easy to understand manner (written and verbal) including the ability to interact with Senior Management, representatives from other Divisions and external customers Strategic and creative thinker focused on finding solutions to unique customer needs Confident and expert negotiator with proven ability to build relationships and influence decision making Persuasive communicator with an ability to clearly articulate ideas and present information within various levels of the organization Motivated self-starter and able to work independently in a fast-paced environment Demonstrated ability to produce quality materials within tight timeframes and simultaneously manage multiple priorities When you join our team: We’ll empower you to learn and grow the career you want. We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. As part of our global team, we’ll support you in shaping the future you want to see. The role being advertised is an existing vacancy. About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html. Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com. Referenced Salary Location CAN, Quebec - Full Time Remote Working Arrangement Remote Salary range is expected to be between $71,475.00 CAD - $119,125.00 CAD Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact hr@manulife.com for the salary range for your location. Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact hr@manulife.com for more information about U.S.-specific paid time off provisions. We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement. We're Manulife. And we’re on a mission to make decisions easier and lives better. Better is what drives us. It’s what inspires us to find new ways to support customers and colleagues in living longer and healthier lives. It’s the reason we’re dedicated to investing in digital innovation and accelerating a sustainable and economically inclusive future. Joining us means you’ll be empowered to learn and grow your career. We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. And as part of our global team, you’ll help shape the future you want to see – and discover that better can take you anywhere you want to go. We’re proud of our accomplishments and recognitions. Recent awards include: 2024 Gallup Exceptional Workplace Award Winner Manulife Named one of Forbes World’s Best Employers 2023 Best Companies to Work for in Asia 2023 We’ve been recognized as one of Canada’s Top 100 Employers (2024) Manulife included in Bloomberg’s 2023 Gender-Equality Index To receive our latest job opportunities directly to your inbox, create an account or sign in and navigate to the ‘Job Alerts’ section located in the top right corner of the page. From there, you can sign up to receive job alerts. Our ambition is to be the most digital, customer-centric global company in our industry. Learn more at https://www.manulife.com/.