Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Analytics, Insights, & Artificial Intelligence

Pay Details:

$125,500 - $154,000 CADThe pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

About the Role

We are looking for a highly motivated Applied Machine Learning Scientist to join the Wealth AI / ML Practice, focused on Generative AI and Agentic Capabilities.

In this role, you will work at the intersection of problem discovery, solution design, and implementation, helping shape how agent‑based and traditional AI solutions are applied across Wealth use cases. You will partner closely with business, technology, and risk stakeholders to evaluate whether a given problem is best solved using Agentic AI, Generative AI, or traditional ML approaches, and then help build the solution accordingly.

This is a unique opportunity to work on high‑impact, enterprise‑scale GenAI initiatives, while remaining grounded in strong ML fundamentals and responsible AI practices.

What You’ll Do

• Lead problem framing and solution design, assessing whether business problems are best addressed through:

  • Agentic workflows (tool‑using or multi‑step reasoning agents)
  • Generative AI solutions (LLMs, RAG, summarization, extraction)
  • Traditional ML approaches (classification, regression, ranking, forecasting)

• Design, build, and deploy Agentic solutions, using:

  • Low‑code / platform tools (e.g., Copilot Studio, orchestration frameworks), and/or
  • Pro‑code implementations (Python, APIs, workflows, custom pipelines)

• Collaborate with cross‑functional partners (Business, Technology, Risk, Compliance) to:

  • Translate ambiguous problem statements into implementable AI solutions
  • Define success metrics, guardrails, and validation approaches
  • Ensure solutions meet governance and responsible AI expectations

• Evaluate, test, and monitor solutions in production, ensuring:

  • Performance, robustness, and explainability
  • Appropriate human‑in‑the‑loop controls where required
  • Continuous improvement based on usage and outcomes

• Communicate complex technical concepts clearly to non‑technical stakeholders, supporting adoption and trust.

What You Bring

• 2+ years of experience applying machine learning or AI techniques to real‑world business problems
• Strong proficiency in Python, with experience building production‑grade data or ML pipelines
• Solid foundations in traditional ML (feature engineering, model evaluation, interpretability)
• Curiosity and judgment to determine how a problem should be solved—not just how to model it
• Experience working with unstructured data (text, documents, PDFs, etc.)
• Ability to balance speed and rigor in a regulated or enterprise environment
• Undergraduate degree required; advanced technical degree in a STEM field preferred

Nice to Have

• Experience with Generative AI / LLMs, including RAG or agent‑based patterns
• Exposure to agentic frameworks, orchestration tools, or workflow engines
• Experience working in financial services or other regulated environments
• Familiarity with model governance, validation, or risk controls
• Experience integrating AI solutions with downstream systems or APIs

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet