Role Type:

Internship/Co-op

Work Term:

Fall/Term 1

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Pay Details:

$45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

DEPARTMENT OVERVIEW

The Expense Governance Team provides oversight, support, and independent review on the TDBG expense policy, including monitoring of compliance within an appropriate risk appetite framework.

The Team is comprised of energetic individuals committed to delivering results, multitasking, and meeting numerous deadlines, while having fun along the way. The Team is an area that recognizes and rewards initiative, independent thinking, and sound advice.

TDBG applies the 'Three Lines of Defense' model to risk management. Risks are owned and managed by the business (first line), which is responsible to develop, operate, and monitor sufficient controls. Risk Officers (and other governance roles) form the second line. The second line is independent of the business; it provides policies, standards and methodologies, and has the accountability and authority to assess and challenge the first line to ensure compliance with same. Internal Audit is the third line of defense, providing periodic independent verification of first- and second-line activities.

This role operates in a first line capacity but also plays a critical second line monitoring and challenge function.

Co-op and Internship opportunities allow you to gain valuable work experience across several of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization
• Lunch and Learns on topics such as Innovation
• Diversity and Inclusion and Personal Branding and so much more

JOB DESCRIPTION

The successful candidate for this position will be a high-performing individual contributor and report to the Senior Manager. Their objective is to provide financial and business analysis to our various stakeholders. The candidate will be responsible for expense analysis and commentary on Travel and Expense data. The candidate must have strong analytical and communication skills and have experience in delivering value added business analysis and advice. Candidates must be committed to professionalism, highly organized, able to see the big picture, while paying attention to small details.

Specific Accountabilities:

• Provide proactive, quality financial analysis for Travel & Expense data with value-added commentary on key trends and compliance to expense policy
• Provide advisory support to business partners and respond to ad hoc request for business analysis
• Provide thought leadership and recommendations for identifying and implementing process improvement
• Drive special projects and continuous improvement initiatives, including assisting with policy education
• Proactively identify financial opportunities or issues, conduct the necessary analysis to develop options, and offer well-supported recommendations to management

JOB REQUIREMENTS

We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned

below, tell us about it in your resume or cover letter.

• Currently enrolled in second or third year of an undergraduate degree in Finance, Accounting, Analytics, Data, Business/Commerce or related field; with the intent of going back to school at the start of your work term (requirement of all co-op/intern positions)
• Experience in Risk Management, Compliance, and/or Audit would be an asset
• Strong business acumen and analytical capabilities – ability to consolidate inputs into clear, concise analysis and ultimately business decisions
• Excellent analytical, logical, and organizational skills are required – able to provide clear and concise summaries of relevant data, observations, and recommendations to management (turns complexity into insight)
• Proven ability to think conceptually (use numbers to tell a story) and develop insights from complex data and communicate results
• Resourceful with a keen intellectual curiosity to ask questions about the business and understand the key drivers behind the results
• Previous experience in expense management and financial analysis is an asset
• Process-oriented with a focus on development, improvement/enhancement, and transparency
• High competency level with Microsoft Office applications (Excel, PowerPoint, and Word). Experience with Hyperion, Oracle Business Intelligence, Alteryx, and Tableau are considered an asset
• Ability to effectively work under tight timelines and prioritize deliverables to ensure that deadlines are met
• Excellent written and verbal communication skills and strong interpersonal skills to effectively interact with all levels of the organization
• Proactive self-starter with the ability to see expense opportunities warranting further review and analysis

ADDITIONAL INFORMATION

• This position is a 4-month work term and will commence September 8th to December 18th, 2026.
• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

We’re delighted that you’re considering building a career with TD. Through regular development conversations,

training programs and a competitive benefits plan, we’re committed to providing support for our colleagues

need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed.

You’ll have regular career, development, and performance conversations with your manager, as well as access to

an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Whether you have a passion for helping customers and want to expand your experience, or you want to coach

and inspire your colleagues, there are many different career paths within our organization at TD – and we’re

committed to helping you identify opportunities that support your goals.

Training and Onboarding

We’ll provide in-person training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to

all applicants by email or phone call.

HOURS

Monday-Friday, standard business hours

INCLUSIVENESS

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet