Job Description

What is the opportunity?

This role ensures the integrity of RBC’sLarge Commercial Loan Bookthrough end-to-end collateral verification and documentation oversight. As aDocument Verification and Securities Officer, you’ll collaborate with Corporate Client Group (CCG) and Large Commercial teams to validate legal enforceability of loan agreements, mitigate risks, and rectify deficiencies. Your precision directly safeguards the Bank’s reputation and financial stability, as errors could lead to material losses. Success demands meticulous attention to compliance, policy adherence, and cross-functional partnership—making this ideal for detail-oriented professionals passionate about risk management in high-value commercial lending.

What will you do?

-Verify Complex Loan Documentation: Handle day-to-day verification of intricate bilateral facilities, ensuring accuracy and compliance. -Monitor Documentation & Security: Track receipt of all required credit documents and collateral for loan transactions. -Ensure Compliance: Validate documentation against loan agreements, policies, and legal requirements (e.g., PPSA, Quebec Civil Code, UCC). -Manage Security Registrations: Oversee proper registration of collateral in relevant registries (PPSA, Land Titles) and track via DMS. -Conduct Corporate Searches: Review and verify registrations, renewals, and corporate searches within set timelines. -Perform Two-Touch Reviews: Act as a verification officer for documentation prepared by other teams. -Resolve Out-of-Order Cases: Report and follow up on missing documentation with internal teams, agent banks, and law firms. -Uphold Client Service Standards: Establish benchmarks for complex transactions, resolve escalations, and ensure adherence to SLAs/CSCs. -Manage Operational Risk: Adhere to delegated authorities, RBC risk policies, and compliance standards while prioritizing accuracy and client experience. -Drive Continuous Improvement: Identify process inefficiencies, champion cross-skilling, and foster innovation to enhance client outcomes and team performance.

What do you need to succeed?

Must haves:

• Undergraduate Degree and 1 -2 years of experience
• Strong knowledge of credit and legal documentation (e.g. Loan Agreements, security documents)
• Proficiency in Excel, Word and ACBS
• Ability to work effectively both independently and within a team environment
• Ability to prioritize, work under pressure and meet time sensitive deadlines
• Strong time management and organizational skills.
• Excellent attention to detail, judgment, flexibility and dependability.
• Ability to respond effectively to requests from participants especially for accommodations which fall outside the parameters of the Credit Agreement
• Excellent written and oral communication skills

Nice-to-have:

• Fluency in French (spoken and written) is considered a strong asset
• Understanding of Business Law and North American non-negotiable security registration requirements (including PPSA, Bank Act, Quebec Civil Code & UCC) and North American loan documentation and security

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable.
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Flexible work/life balance options.
• Opportunities to do challenging work.
• Opportunities to take on progressively greater accountabilities.
• Access to a variety of job opportunities across business.

Job Skills

Active Learning, Adaptability, Business Appraisals, Critical Thinking, Customer Service, Decision Making, Effectiveness Measurement, Operational Delivery, Process Improvements

Additional Job Details

Address:

RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-03-18

Application Deadline:

2026-04-01

Note**:**Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.