Job Description

What is the opportunity?

This role is critical for ensuring the integrity and compliance of RBC’s Capital Markets Lending Loan Book. As aDocumentation and Securities Officer (DSO), you’ll manage end-to-end collateral verification, monitoring, and safekeeping, collaborating across teams to validate documentation and mitigate risks. Your expertise will directly safeguard the Bank’s reputation and financial interests, as errors could lead to material losses. Success requires a keen understanding of legal, administrative, and policy frameworks to resolve daily complexities. This position is ideal for detail-oriented professionals passionate about risk management and operational excellence in a high-stakes financial environment.

What will you do?

-**Collateral Management:**End-to-end verification, monitoring, and safekeeping of collateral for Capital Markets Lending loans. -Documentation Oversight: Ensure receipt and validity of credit documentation/security for transactions. -Security Registration:Manage proper registration, renewal, or discharge of collateral under PPSA, Quebec Civil Code, UCC, or Land Titles. -**Out-of-Order Resolution:**Report and resolve missing documentation with internal teams, agent banks, and law firms. -**Negotiable Securities Handling:**Oversee lodging/release of securities for agented and bilateral facilities. -**Regulatory Compliance:**Maintain FRBNY pledge records and ensure adherence to the Flood Disaster Protection Act (FDPA). -**System Integrity:**Align CCMS/DMS/BCRMS data, review exception reports, and create SRF placeholders. -**Financial Monitoring:**Track receipt of financial reports and compliance certificates. -**Expert Advisory Role:**Act as a referral point for documentation enforceability across Capital Markets. -Process Optimization: Identify inefficiencies, update operational guides, and lead projects to streamline workflows.

What do you need to succeed?

Must haves:

• Undergraduate Degree and 1 -2 years of experience
• Strong knowledge of credit and legal documentation (e.g. Loan Agreements, security documents)
• Proficiency in Excel, Word and ACBS
• Ability to work effectively both independently and within a team environment
• Ability to prioritize, work under pressure and meet time sensitive deadlines
• Strong time management and organizational skills.
• Excellent attention to detail, judgment, flexibility and dependability.
• Ability to respond effectively to requests from participants especially for accommodations which fall outside the parameters of the Credit Agreement
• Excellent written and oral communication skills

Nice-to-have's:

• Understanding of Business Law and North American non-negotiable security registration requirements (including PPSA, Bank Act, Quebec Civil Code & UCC) and North American loan documentation and security
• Fluency in French (spoken and written) is considered a strong asset,

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable.
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Flexible work/life balance options.
• Opportunities to do challenging work.
• Opportunities to take on progressively greater accountabilities.
• Access to a variety of job opportunities across business.

Job Skills

Active Learning, Adaptability, Business Appraisals, Critical Thinking, Customer Service, Decision Making, Effectiveness Measurement, Operational Delivery, Process Improvements

Additional Job Details

Address:

RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-03-18

Application Deadline:

2026-04-01

Note**:**Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.