We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com What you'll be doing In this role, you'll be part of the Real Estate Secured Lending Advanced Analytics team within Risk Analytics and Credit Decisioning (RACD). As a Consultant, you act as a subject matter expert and provide consultative and technical advice; assess the impact, effectiveness and feasibility of proposed changes. You’ll recommend decisions and providing support based on thorough analytics results. You use independent judgement to determine methods and approaches to work. You'll participate in and/or facilitate internal/external meetings with key stakeholders at various levels taking ownership of activities to ensure client needs are met or exceeded. You'll work closely with various functional groups within RACD to fully understand business needs and advocate for solutions that align with the business objectives. At CIBC we enable the work environment most optimal for you to thrive in your role. You will have the flexibility to manage your work activities within a hybrid work arrangement where you will spend 1-3 days per week on-site, while other days will be remote. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview. How you’ll succeed Quantitative Modeling and Analytics – Leverage advanced quantitative modeling and analytical techniques to monitor the portfolio performance, interpret complex data, identify and forecast key portfolio risk trends. Strategy Development – Perform in-depth quantitative analysis to support the design and execution of both acquisition and account management strategies, optimizing risk-reward tradeoffs for all retail lending products through robust champion/challenger methodologies. Project Management – Take full ownership of project portfolios by applying project management best practices, ensuring effective planning, execution, control, and closure of projects. Stakeholder Management – Collaborate effectively with peers, management, and cross-functional partners to identify business needs, address issues, and ensure successful initiative implementation. Who you are Experienced in Advanced Analytics – You have hands-on experience in advanced data analytics, with a Bachelor’s degree or higher in Data Analytics, Data Science, Applied Mathematics, or a related field. You have 3–5 years of experience working with large-scale data. Experience in the banking industry, particularly in retail credit risk management, is considered an asset. Technically Proficient – You are skilled in using analytics and business intelligence tools such as Data Bricks, Python, SQL, SAS, Power BI or Tableau to extract, manipulate, and visualize data. Insightful and Analytical – You have a passion for uncovering insights from complex data, enjoy solving challenging problems, and excel at translating detailed information into clear, actionable recommendations. Ownership Mindset – You are results-driven, take initiative, and demonstrate a strong sense of ownership in your work. You are motivated to achieve goals and deliver impactful outcomes. Values matter to you - You bring your real self to work, and you live our values - trust, teamwork, and accountability. What CIBC Offers At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Job Location Toronto-81 Bay, 29th Floor Employment Type Regular Weekly Hours 37.5 Skills Analytical Thinking, Business Requirements, Communication, Data Quality, Delivery Management, Prioritization, Quality Improvement, Risk Analytics, Risk Reporting, Test Planning At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.