Director of Consumer Lending Company Overview We are a China-headquartered AI-driven fintech platform providing technology-enabled services across the full loan lifecycle, including borrower acquisition, credit assessment, funding facilitation, and post-loan servicing. Our business currently spans Europe, Latin America, and Southeast Asia, and we are actively expanding into the Canadian market. Role Overview This role is responsible for the end-to-end strategy, build-out, and operations of the company’s consumer lending business in Canada. The Director will lead market entry, product execution, business growth, and full P&L ownership, while establishing local teams and operational infrastructure to support long-term expansion in the Canadian market. Key Responsibilities Lead the overall strategy, execution, and growth of the consumer lending business in Canada. Own business performance, including origination growth, portfolio scale, profitability, and operational KPIs. Design and launch consumer lending products tailored to the Canadian market, including unsecured personal loans and installment loans. Work closely with Risk, Product, Data, Compliance, and Technology teams to optimize underwriting, portfolio quality, and customer experience. Monitor market trends, competitive landscape, and regulatory developments to identify new opportunities. Build and manage a high-performing local team and establish scalable, compliant operations in Canada. Represent the company in engagements with partners, regulators, and industry stakeholders. Requirements Bachelor’s degree or above in Finance, Economics, Business Administration, or a related field. 10+ years of leadership experience in consumer lending, retail banking, fintech, or financial services, with strong knowledge of the Canadian market. Proven experience in launching, managing, or scaling consumer lending products in Canada. Strong understanding of Canadian lending regulations, compliance requirements, and industry practices. Solid knowledge of credit underwriting, risk management, payments ecosystem, and lending distribution channels. Established network within Canadian banking, fintech, or consumer finance industries is preferred. Strong business development, leadership, and execution capabilities. Resident with full work authorization. Fluent in both Mandarin Chinese and English, with strong written and verbal communication skills.