Job Description WHAT IS THE OPPORTUNITY? Payment industry is a core and exciting domain in banking industry, and it is experiencing a fast-paced landscape change and innovations. RBC Global Payment Technology team is seeking a Java Backend Lead Developer to join this exciting journey to build the future global payment platform where millions of payments must be processed flawlessly and efficiently. You will be heavily involved in hands-on development of the payment processing capabilities with the best-of-breed engineering practice and top resiliency in mind, coaching the team members, adopting AI technique to increase the engineering quality and productivity, and shaping the future payment platform with the new technologies. WHAT WILL YOU DO? Design and develop the payment capabilities to satisfy the business functional requirement and top resiliency requirement. Provide guidance to the team members and ensure the top quality of the team deliverables. Implement and guide the team to adopt the best-of-bread software engineering practice and AI capabilities to increase team’s productivity. Deep dive into the issue and identify the root cause and solution in a timely fashion. Conduct research to build the long-term vision of the payment platform technology and capabilities. WHAT DO YOU NEED TO SUCCEED? Must-Have: Experience: 5+ years in Java Lead role. Master level proficiency on the following Technologies: Application design with resiliency Java 21 and up, Spring boot 4 Database design: MongoDB, Relational DB, Consistency, and locking Messaging platform: KAFKA, IBM MQ, XML and Json parsing Cloud platform: Azure, Docker, Kubernetes. Troubleshooting skills across application and infrastructure layers. Devops: CI/CD , Blue-green deployment AI: Copilot, Skill creation Understanding payment processing components, payment rails, ISO20022 message standards( PAIN/PACS) Soft Skills: Strong sense of ownership of the products and the tasks Curious of engineering challenge and eager to try. Ability to work collaboratively within a Team, Cross-functionally; while managing individual tasks, priorities and accountabilities WHAT'S IN IT FOR YOU? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team A world-class training program in financial services #TECHPJ #LI-POST Job Skills Apache Kafka, Automatic Clearing House (ACH) Processing, Batch Processing, Detail-Oriented, Emerging Technologies, Enterprise Application Delivery, ISO 20022, Java (Programming Language), Kubernetes, MongoDB, Payment Processing, Relational Database Management System (RDBMS), Software Development Life Cycle (SDLC), Spring Boot, SWIFT Messages, Systems Resiliency Additional Job Details Address: 180 WELLINGTON ST W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: TECHNOLOGY AND OPERATIONS Job Type: Regular Pay Type: Salaried Posted Date: 2026-06-19 Application Deadline: 2026-07-19 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.