Mortgage Fulfillment Specialist – RFA Mortgage Corporation – Toronto, ON

Date: Jul 29, 2026 Location: Toronto ON Company: RFA Mortgage Corporation Job Type: Permanent Vacancy Status: Replacement Role Compensation: Base Salary: $60,000 - $65,000 Bonus: Up to 15% of annual salary About RFA Founded in 1996, RFA (Realty Financial Advisors) is a leading Canadian-owned real estate firm. Through RFA Bank of Canada and RFA Mortgage Corporation, RFA offers mortgage brokers a complete range of Prime and Alternative mortgage solutions.

The Opportunity

We’re looking to fill a Mortgage Fulfillment Specialist position at RFA Mortgage Corporation! RFA Mortgage Corporation, a division of RFA (Realty Financial Advisors), specializes in Prime lending (Insured, Insurable and Uninsurable). Our goal is to be a long-term leader in the residential lending market by offering more than just competitive rates and compensation. At RFA Mortgage Corporation, we focus on delivering a unique value proposition in the Prime mortgage space, committed to innovation and exceptional service to meet a diverse range of borrower needs. In this role, the Mortgage Fulfillment Specialist will support the underwriting and credit decision process by reviewing all required documentation in adherence to RFA’s Residential Mortgage Underwriting Policy and applying sound due diligence.

Core Responsibilities

As a Mortgage Fulfillment Specialist, you will:

Operations

Review, verify, and validate required underwriting documentation with a strong emphasis on knowledge of income, down payment and property documentation. The incumbent will ensure that documentation adheres to corporate guidelines. Working closely with mortgage underwriters and mortgage funders to identify and address inconsistencies when reviewing documentation against mortgage application. Assists with managing an assigned pipeline to ensure timely progression while maintaining accuracy and completely Creates and maintains clear, concise and complete notes Complete employment verifications with sound due diligence Correct data entry errors based on documentation and information received during the file review. Expected to keep lines of communication open with all parties involved, including the underwriter, funder, broker, etc. Responsible for escalating any inaccuracies, issues, or items that are incomplete or potentially present risk to the Company. Any documentation issues are to be managed according to Company guidelines which can include escalating to the underwriter or management for sign off. Have a keen sense of fraud awareness to protect the business from financial loss, reputational risk and compliance risk. Communicate with internal contacts (management, underwriters and funders) to ensure transactions are processed in a timely and efficient manner to meet deadlines. Maintain direct contact with mortgage originators via updates specific to the application from fulfillment through to closing. Solution-oriented and can operate in a high-paced work environment. Send completed files to Quality Control and Funding in a timely manner for review while maintaining strong compliance results on monthly audits. Keep up to date with corporate guidelines, policies and procedures.

What You’ll Need to Succeed

Previous experience with mortgage products, specifically in relation to documentation review, customer service, administration processes, funding, and legal documentation an asset. General Knowledge of basic accounting principles would be helpful.

What Sets You Apart

Concise attention to detail and the tenacity to complete the task properly. Strong computer skills, including a high level of proficiency with Microsoft Office and Excel products and the ability to learn new systems quickly. Excellent interpersonal, communication and customer service skills. Manage multiple priorities while maintaining a high level of quality on all deliverables.

What We Offer at RFA

Along with a strong work culture, RFA offers a comprehensive benefits package, including: Health & Dental Care Vision Care RRSP Match Health & Wellness Spend Vacation & Personal Days Hybrid working environment

Ready to take the next step? If this opportunity excites you and aligns with your skills and aspirations, we’d love to hear about how you can contribute to our team at RFA.

Accessibility

Accommodation is available upon request for applicants and employees with disabilities. If you are contacted for a job opportunity, please advise us of any accommodations needed to ensure you have access to a fair and equitable process. Any information received relating to accommodation will be addressed confidentially.

Disclosure

Artificial Intelligence (A.I.) is not used to screen, assess, or select any applicants.