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SR. FINANCIAL ANALYST - RETAIL PERFORMANCE
SR. FINANCIAL ANALYST - RETAIL PERFORMANCE
ACCOUNTS PAYABLE SPECIALIST
ACCOUNTS PAYABLE SPECIALIST
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Ring Seal Operator - 6-month assignment - Day shift (Monday to Friday 7:00-15:00)
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Secondary English Language Arts Teacher
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Scaffold Journeyperson
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Consignment Sales & Customer Experience Manager
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PARTS PERSON - (MHT)
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Senior Researcher-Civil Engineer, Transportation
SR. FINANCIAL ANALYST - RETAIL PERFORMANCE
About the role
Join Our Family of Brands – Northern Reflections, Ricki’s & Cleo
At Northern Reflections, Ricki’s, and Cleo, we are united by a shared vision: to inspire and empower women through fashion that fits their lives. With a proud legacy in Canadian retail, we bring together decades of expertise, a passionate team, and a commitment to delivering exceptional style, quality, and service.
As part of our growing organization, you’ll join a collaborative and dynamic team that values innovation, customer connection, and the power of great fashion. Whether it’s timeless comfort, polished workwear, or versatile style, each of our brands plays a unique role in serving women across generations.
We are seeking a highly analytical and driven Senior Financial Analyst to lead store-level financial performance analysis and real estate investment evaluation across our retail portfolio. This role plays a critical role in lease renewal strategy, and portfolio optimization.
The ideal candidate combines strong financial modeling expertise with a deep understanding of retail unit economics and real estate financial drivers. This individual must be able to translate complex data into clear, actionable recommendations for senior leadership.
Key Responsibilities:
- Analyze store-level P&L performance across sales, margin, occupancy, labor, and operating expenses.
- Evaluate contribution margin and store-level cash flow to identify performance trends and profitability drivers.
- Develop and maintain standardized dashboards, scorecards, and portfolio reporting tools.
- Build and own financial models supporting lease renewals, relocations, remodels, new openings, and store closures.
- Conduct IRR, NPV, payback, and sensitivity analyses to evaluate capital investments.
- Model lease economics, including base rent, percentage rent, CAM, taxes, insurance, and escalations.
- Assess tenant improvement allowances, lease term value, and exit or closure costs.
- Provide clear recommendations to renew, renegotiate, relocate, or exit based on financial and strategic analysis.
- Analyze occupancy cost ratios and benchmark performance against portfolio and industry standards.
- Support annual budgeting and long-range planning related to store performance and capital investments.
- Identify underperforming stores and recommend portfolio optimization strategies.
- Partner cross-functionally with Real Estate, Operations, and leadership to support negotiation and investment decisions.
- Present clear, data-driven financial insights and recommendations to senior leadership.
Qualifications:
- Bachelor’s degree in Finance, Accounting, Economics, or related field
- CPA, CA designation preferred
- 5–8+ years of experience in retail finance, FP&A, real estate finance, or investment analysis
- Proven ability to build and own ROI models supporting lease renewals, remodels, relocations, and new store investments
- Advanced Excel financial modeling skills (Power BI/Tableau and SQL strongly preferred)
- Strong understanding of store-level profitability, unit economics, and retail real estate cost structures
- Ability to translate complex analysis into clear recommendations for senior leadership
- Strong cross-functional partnership skills with Real Estate, Operations, and other business stakeholders
Not the right fit? Search for FINANCIAL ANALYST jobs in Toronto, ON
About Northern Reflections
Established in 1985, Northern Reflections has become a trusted brand known for our fashionable, unique clothing designed to comfortably fit and flatter a woman’s body. We began with one store in Guelph, Ontario, and today have 100+ stores coast to coast.
Our exclusively-designed collections, flare for colour and our comfort-tailored garments have built a very loyal following. Our friendly and knowledgeable Store Associates, and the overall brand experience, turn customers into long time friends.
The Northern Reflections team is passionate about creating one-of-a-kind items and beautiful collections that reflect current fashion trends. We are devoted to developing superb quality fabrics, finishes and details in every style we produce. When entering a Northern Reflections store, that season’s latest fashions and colour pallets are instantly visible, and our Store Associates are there to help our customers put together great fitting, figure flattering, versatile looks that will enhance every wardrobe.
As our business has grown and our fashions have evolved, Northern Reflections’ vision has remained constant: we are "Devoted to our customers, passionate about our brand, and inspired by our people."