Seeing beyond numbers™ At Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 2,800 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs.

This role sits within Laurentian Bank.

The syndication team carries out major financial transactions in partnership with other banks, risk sharing and facilitating access to larger funds. As part of this team, the incumbent underwrites complex new transactions, preparing amendment requests and annual reviews. He/she understands customer activities, performs detailed financial analyses and interacts with the credit team. Once the transaction is approved, he/she ensures that all financing conditions are met, as well as legal and regulatory aspects, and maintains optimal communication with all internal and external stakeholders.

Location: Montreal or Toronto

Responsibilities

• Underwrite complex new transactions within our Loan Syndication Group;
• Manage an existing portfolio of both commercial and corporate clients (up to 20 accounts); prepare amendment requests and annual reviews;
• Understand clients' business, conduct detailed financial analysis based on financial statements and compare them with industry standards and competitors;
• Perform credit analysis and sensitivity analysis to assess the depth of financial performance under different economic situations; Interact with Credit answering questions and coordinating responses with Agents.
• Once the transaction is approved, ensure that all financing terms are met, and all legal and regulatory aspects of transaction are complied with;
• Maintain and optimize communication with all internal and external stakeholders involved in the department's operations.

Qualifications

• University degree in a related field, preferably in finance, accounting or business administration, and eight years of experience in a similar position
• MBA, CFA, CPA, an asset
• Previous underwriting experience particularly on large cash flow loans / asset-based loans / leveraged loans ($10-$40 million range) a definite plus
• Ability to draft clear and logical loan applications
• Skilled at conducting market analyses and other verifications (due diligence) required for loan approval
• Working knowledge of financial assessment and financial statement analysis techniques
• Solid communication skills required to track and negotiate complex transactions
• Excellent interpersonal and organizational skills and assessment techniques
• Strong coaching skills
• Excellent knowledge of evaluation techniques
• Organized and capable of working with tight deadlines
• Bilingual* (French/English) a plus.
• Professional working proficiency in French and English languages required as position involves frequent written and oral communication on complex matters with internal and external parties in both languages.

What Laurentian Bank Has To Offer You The total compensation offered by Laurentian Bank encompasses a comprehensive range of benefits, highlighting our commitment to the well-being and success of our employees. Here are some of the key points of our offering:

• Total compensation: Earn a comprehensive compensation package that includes annual reviews and performance-based bonuses.
• Work model: We prioritize a hybrid work model based on business needs.
• Stock purchase plan: Become not just an employee, but a Laurentian Bank shareholder. Employer matching takes your investment even further.
• Time off: In addition to paid vacation, we provide floating days and leave options to accommodate the diverse needs of our employees. Plus, as an extra perk, you also get a paid day off to celebrate your birthday.
• Health and wellness: Take care of your health and well-being with access to healthcare professionals, our Employee and Family Assistance Program (EFAP), and a Stress Management and Well-Being Program.
• Group insurance and pension: We offer a competitive insurance program based on your family’s needs and a defined contribution pension plan to help prepare for your future.
• Financial benefits: As a Laurentian Bank employee, you’re also the best ambassador for our products and services. Take advantage of employee-only offers on a wide range of products. Enjoy exclusive deals and preferred rates on products and services including insurance, hotels, train tickets, spas and many more.

We are committed to creating a fulfilling professional environment where your skills are valued, and your well-being is a priority. Join us for a rewarding career at Laurentian Bank.

Inclusion and Accessibility At Laurentian Bank, we believe everyone belongs. We are committed to fostering an inclusive work environment that reflects the diversity of our customers and our communities and where everyone feels like they belong and can thrive. To this end, we encourage applications from individuals from equity-deserving groups, including Indigenous persons, racialized and persons with disabilities, marginalized genders and the 2SLGBTQIA+ community.

We strive to offer a flexible and accessible work experience that is inclusive of everyone. If at any time you need an accommodation, please let us know.

PIPEDA We may collect, use or disclose your personal information for the purpose of establishing an employment relationship with you.