About the role
Peakhill Capital is a Commercial Real Estate capital provider with mortgage investments across all real estate asset classes in Canada. Our equity platform (Peakhill Equity Partners) is an opportunistic equity platform focused on investments in ground up and value-add projects in Canada and the United States.
We are hiring an Associate Director/Director for the Credit Risk Team. The candidate can be based in Toronto, Montreal or Calgary.
Responsibilities:
- Support the SVP, Credit and Operations with complex deal structuring; annual review oversight; investor and financial audit requirements; and investor relations activities
- Oversee a team of 4-6 Analyst underwriters, including providing performance feedback, mentoring, helping develop skills and expertise in the industry
- Contribute to the strategic direction of the organization through the development and implementation of Risk Management strategies, policies, and procedures in support of the Company’s goals, and directly aligns with the Company’s strategic plans and objectives
- Review commitment letters, credit presentations, and funding checklists in a timely manner, ensuring accuracy and compliance
- Actively participate in credit committee discussion ensuring effective challenge and adequate identification and mitigation of risk.
- Responsible to ensure all Peakhill policies and procedures are aligned with CMHC’s requirements, including changes to the Lender’s Handbook and subsequent guidance as distributed by CMHC from time to time.
- Provide ongoing feedback to the Origination and Analyst teams on credit requirements as they change, or as common themes are identified
- For loan applications requiring advanced skillset, conduct due diligence and investigation to develop an understanding of the borrower’s profile, analyze and interpret financial data, assess the value of the underlying asset, as well as underwrite and fund commercial mortgage transactions
- Maintain ongoing interaction with clients, including performing site visits, and internal credit committee to ensure thorough underwriting and funding of the loan as necessary to support the credit team
- Stay current with market information and commercial mortgage market trends
- Builds a network within the industry through meetings, events, and involvement in real estate organizations
Educational/Technical Experience:
- University degree in Business Admin or related field is preferred
- 4+ years of mortgage experience, including an underwriting role in commercial real estate
- Knowledge of the Canadian Mortgage Industry
- CMHC insured lending experience preferred
- Working knowledge of Microsoft Word/Access
- Expert knowledge of Excel
- Working knowledge of Internet and Email Applications (Outlook/Outlook Express)
Qualifications:
- High attention to detail: Responsible for quality control, ensuring accuracy
- Able to manage a high volume of work with low error rate
- Understands policies, ensures operations and procedures are aligned to internal, investor, and CMHC processes and policies
- Strong communication and interpersonal skills, both written and verbal
- Passion for real estate combined with an understanding of financial analysis
- Team leadership experience an asset
- Bilingual (French) would be an asset
About Peakhill Capital
Peakhill Capital is a commercial real estate asset manager that invests in debt and equity for its own account and those of its institutional investors. Peakhill is backed by entrepreneurial capital providers who are invested alongside our partners. Peakhill manages risk through its experience, market knowledge, underwriting, and relationships.
A direct commercial capital provider on all asset types such as multi-family, retail, office, industrial, hospitality, senior housing and land development. Peakhill provides competitive and flexible 1st, 2nds, mezzanine and equity capital for developers. We are also a CMHC approved lender providing construction, affordable construction, and 5-10 year terms.
About the role
Peakhill Capital is a Commercial Real Estate capital provider with mortgage investments across all real estate asset classes in Canada. Our equity platform (Peakhill Equity Partners) is an opportunistic equity platform focused on investments in ground up and value-add projects in Canada and the United States.
We are hiring an Associate Director/Director for the Credit Risk Team. The candidate can be based in Toronto, Montreal or Calgary.
Responsibilities:
- Support the SVP, Credit and Operations with complex deal structuring; annual review oversight; investor and financial audit requirements; and investor relations activities
- Oversee a team of 4-6 Analyst underwriters, including providing performance feedback, mentoring, helping develop skills and expertise in the industry
- Contribute to the strategic direction of the organization through the development and implementation of Risk Management strategies, policies, and procedures in support of the Company’s goals, and directly aligns with the Company’s strategic plans and objectives
- Review commitment letters, credit presentations, and funding checklists in a timely manner, ensuring accuracy and compliance
- Actively participate in credit committee discussion ensuring effective challenge and adequate identification and mitigation of risk.
- Responsible to ensure all Peakhill policies and procedures are aligned with CMHC’s requirements, including changes to the Lender’s Handbook and subsequent guidance as distributed by CMHC from time to time.
- Provide ongoing feedback to the Origination and Analyst teams on credit requirements as they change, or as common themes are identified
- For loan applications requiring advanced skillset, conduct due diligence and investigation to develop an understanding of the borrower’s profile, analyze and interpret financial data, assess the value of the underlying asset, as well as underwrite and fund commercial mortgage transactions
- Maintain ongoing interaction with clients, including performing site visits, and internal credit committee to ensure thorough underwriting and funding of the loan as necessary to support the credit team
- Stay current with market information and commercial mortgage market trends
- Builds a network within the industry through meetings, events, and involvement in real estate organizations
Educational/Technical Experience:
- University degree in Business Admin or related field is preferred
- 4+ years of mortgage experience, including an underwriting role in commercial real estate
- Knowledge of the Canadian Mortgage Industry
- CMHC insured lending experience preferred
- Working knowledge of Microsoft Word/Access
- Expert knowledge of Excel
- Working knowledge of Internet and Email Applications (Outlook/Outlook Express)
Qualifications:
- High attention to detail: Responsible for quality control, ensuring accuracy
- Able to manage a high volume of work with low error rate
- Understands policies, ensures operations and procedures are aligned to internal, investor, and CMHC processes and policies
- Strong communication and interpersonal skills, both written and verbal
- Passion for real estate combined with an understanding of financial analysis
- Team leadership experience an asset
- Bilingual (French) would be an asset
About Peakhill Capital
Peakhill Capital is a commercial real estate asset manager that invests in debt and equity for its own account and those of its institutional investors. Peakhill is backed by entrepreneurial capital providers who are invested alongside our partners. Peakhill manages risk through its experience, market knowledge, underwriting, and relationships.
A direct commercial capital provider on all asset types such as multi-family, retail, office, industrial, hospitality, senior housing and land development. Peakhill provides competitive and flexible 1st, 2nds, mezzanine and equity capital for developers. We are also a CMHC approved lender providing construction, affordable construction, and 5-10 year terms.