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Credit Analyst

Hybrid
CA$63,000 - CA$84,000/year
Mid Level
Full-time

Top Benefits

Comprehensive paid training program
Employee Assistance Program
Gym membership subsidies

About the role

You’re legendary. We’re hiring. Let’s talk!

Apply today for an opportunity to join one of North America’s top insurance premium financing companies. Since 1977, our company has grown to more than 500 Associates and 30 locations across the United States, Puerto Rico, and Canada.

Every day, we work to deliver on our Corporate Mission Statement: “To be the market leader by delivering innovative financial and technology solutions to help our Customers, partners, and investors achieve their goals.”

How do we do that? By empowering and encouraging our Associates to provide products and legendary Customer service unparalleled in our industry

FOR OUR ASSOCIATES:

  • Getting started: We offer a comprehensive paid training program that will make you feel prepared and excited about your role.
  • Staying healthy: Our Employee Assistance Program (for when you need confidential support) helps you keep an eye on short and long-term goals and any bumps that pop up along the way. We are also proud to offer subsidies to support your health and fitness goals by providing gym membership subsidies.
  • Registered Retirement Savings Plan: (RRSP) with matching employer contributions.
  • Company culture: Our Associates are the foundation of our company and we want you to enjoy working here! With company lunches, corporate outings, and even the occasional ice cream truck, you never know what will pop up to make your day.
  • Peace of mind: Our insurance benefits include medical, prescription, dental, vision, group term life, AD&D, private duty nursing, paramedical services, and much more

JOB SUMMARY:

The Credit Analyst role is to use evaluation and administrate quality loan approvals or declines based on IPFS Canada Credit policy. The Credit Analyst will review new loans and renewals deals presented by the sales team and broker agents. The credit analyst will also review new broker applications and carriers’ applications. *The annual compensation range for this position is $63,000 - $84,000 CAD*

KEY RESPONSIBILITIES:

  • Respond to telephone inquiries from insurance brokers, insurance carriers, and insured Customers regarding premium finance accounts. Properly document call conversation on each specific account.
  • Communicate internally with Sales, Collections, Service, and finance as appropriate
  • Appropriately route requests for research and resolution of account transaction issues
  • Develop and maintain knowledge of tools used by our Customers, Broker including our website, self-serve portal, and available payment options. Effectively communicate the applicable features and benefits and provide training on their usage.
  • Assist brokers with understanding and utilizing our financial products and services.
  • Generation of manual notices, if requested.
  • Forward requests to management to prevent imminent cancellation of policies by analyzing insured payment history and agency production
  • Effectively communicate the applicable features and benefits and provide training on their usage
  • Take ownership and follow up with Broker and related business functions until situations are resolved to the best of our ability.
  • Review procedure documents and highlight if changes are needed

REQUIRED SKILLS:

  • Computer proficient in a Windows-based environment
  • Strong speaking and written communication skills
  • Bilingual (FRENCH and English) optional
  • Strong business office knowledge and skills
  • Very strong communication and business skills
  • Proven problem-solving expertise
  • Excellent organization and multi-tasking abilities
  • Computer literate
  • Ability to quickly learn new systems and procedures
  • Exceptional customer service and contact management skills
  • Positive attitude, highly motivated, ability to work independently in a team environment
  • 1 – 3 years’ experience, preferably in a call center environment

EDUCATION QUALIFICATIONS**:** College Graduate

About Imperial PFS Canada

Financial Services
11-50

Imperial PFS Canada (formerly SNAP Premium Finance) is your fast, fair & friendly payment solutions partner offering nationwide programs for commercial and personal line policies. We support this statement by providing quick approvals, reasonable and responsible interest rates, and a remarkable customer experience. These three values create wins for you and your customers. And when your customers win, we all win.

As experts in premium finance, Imperial PFS Canada understands the unique challenges facing today’s brokerages. As such, we’ve developed a suite of comprehensive payment solutions programs, an integrated financing platform, supported by world class customer service all designed to make life easier and help you do more business. With Imperial PFS Canada, you’ll experience a level of flexibility and personalized service you simply won’t find with traditional lenders.

Imperial PFS Canada has helped thousands of business owners and individuals break down the cost of their insurance premiums into small monthly payments. Premium financing makes it easier for insureds to make coverage decisions based on need, not budget.