About the role
Job Description
Credit Analyst
About Toyota Financial Services
Toyota Financial Services (TFS) provides retail, leasing and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a wholly owned subsidiary of Toyota Motor Corporation in Japan with the Canadian operation headquarters in Markham, Ontario.
What Sets Us Apart?
At Toyota Financial Services (TFS), you will help create best in class customer experiences in an innovative, collaborative and team focused environment. TFS is an important part of the Toyota family, an award-winning global company, recognized worldwide for our technological leadership and superior standards of quality, continuous improvement and environmental responsibility. At TFS, you will help create best in class customer experiences in an innovative, collaborative and team focused environment.
TFS currently has an exciting permanent opportunity as a Credit Analyst, reporting to the Credit Supervisors. This position is hybrid out of our Markham head office.
What you will be doing:
- Analyze retail automotive credit applications within established turnaround times.
- Make quality credit decisions with critical thinking and discipline.
- Maintain internal control standards, protect company risk and perform due diligence when making credit decisions.
- Provide recommendations to supervisor on credit applications in excess of lending limits.
- Provide guidance and instruction to the Credit Investigator.
- Maintain a consistent level of communication, direction and support with dealership personnel on credit offerings.
- Demonstrate a sales consultative approach by negotiating and looking for ways to grow the business portfolio and finding non-traditional ways to build deals.
What you bring:
- Three plus years of credit analyst/lender experience in an automotive retail credit environment in addition to some collections experience.
- Bachelor’s degree or equivalent. Business/Commerce preferred.
- Proven ability to perform successfully in a challenging team-oriented, fast-paced and deadline driven environment.
- Proven analytical problem-solving skills, critical thinking and decision-making skills.
- Proactive and innovative with strong sense of ownership.
- Strong interpersonal, negotiation and communication skills.
- Willingness to build relationships with dealers by utilizing a proactive sales approach.
- Persuasive influencing ability while exuding confidence.
- Solid customer focus and the desire to deliver industry leading service.
- Effective organizational and time management skills.
- Crucial attention to detail is imperative to ensure accuracy and integrity of all financial data.
- Proficiency with MS Office products and Fraud Detection Tools / Processes (Ex: Luminate).
- Flexibility to work rotating shifts between the hours of 8:00am to 11:00pm EST, including Saturday’s and holidays.
- Bilingual English/French (oral and written fluency)-preferred
What You Should Know:
Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. We are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, or any other characteristics protected by law.
About Toyota Canada
Toyota Canada Inc. (TCI) is the exclusive Canadian distributor of Toyota and Lexus vehicles.
TCI's dedicated associates are driven by a vision to build tomorrow with the exciting work they do today. They are inspired by the opportunity to make a difference in their roles at TCI – whether it's the pleasure of giving customers peace of mind, the thrill of advancing mobility through leading innovation and ever better cars, or the fulfillment of giving back to the communities where they live and work.
With a proud legacy of 50 years in Canada, and recognized as one of one Canada's greenest employers, TCI's head office is located in Toronto, with regional offices in Vancouver, Calgary, Montreal and Halifax, along with parts distribution centres in Toronto and Vancouver. Toyota also operates two award-winning manufacturing facilities, in Cambridge and Woodstock, Ontario.
Toyota Canada Inc. (TCI) est le distributeur canadien exclusif des véhicules Toyota et Lexus.
Les associés dévoués de TCI sont motivés par le désir de construire demain avec le travail passionnant qu'ils font aujourd'hui. Ils sont inspirés par la possibilité de faire une différence dans leur rôle chez TCI – qu'il s'agisse de la joie d'offrir la tranquillité d'esprit aux clients, du plaisir de favoriser la mobilité via des innovations de pointe et des voitures toujours meilleures, ou de la satisfaction de redonner aux communautés où ils habitent et travaillent.
Avec un fier héritage de 50 ans au Canada, TCI est reconnue comme l'un des employeurs les plus verts au Canada. Son siège est situé à Toronto, avec des bureaux régionaux à Vancouver, Calgary, Montréal et Halifax, et avec des centres de distribution de pièces à Toronto et Vancouver. Toyota exploite également deux usines de fabrication primées, à Cambridge et Woodstock, en Ontario
About the role
Job Description
Credit Analyst
About Toyota Financial Services
Toyota Financial Services (TFS) provides retail, leasing and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a wholly owned subsidiary of Toyota Motor Corporation in Japan with the Canadian operation headquarters in Markham, Ontario.
What Sets Us Apart?
At Toyota Financial Services (TFS), you will help create best in class customer experiences in an innovative, collaborative and team focused environment. TFS is an important part of the Toyota family, an award-winning global company, recognized worldwide for our technological leadership and superior standards of quality, continuous improvement and environmental responsibility. At TFS, you will help create best in class customer experiences in an innovative, collaborative and team focused environment.
TFS currently has an exciting permanent opportunity as a Credit Analyst, reporting to the Credit Supervisors. This position is hybrid out of our Markham head office.
What you will be doing:
- Analyze retail automotive credit applications within established turnaround times.
- Make quality credit decisions with critical thinking and discipline.
- Maintain internal control standards, protect company risk and perform due diligence when making credit decisions.
- Provide recommendations to supervisor on credit applications in excess of lending limits.
- Provide guidance and instruction to the Credit Investigator.
- Maintain a consistent level of communication, direction and support with dealership personnel on credit offerings.
- Demonstrate a sales consultative approach by negotiating and looking for ways to grow the business portfolio and finding non-traditional ways to build deals.
What you bring:
- Three plus years of credit analyst/lender experience in an automotive retail credit environment in addition to some collections experience.
- Bachelor’s degree or equivalent. Business/Commerce preferred.
- Proven ability to perform successfully in a challenging team-oriented, fast-paced and deadline driven environment.
- Proven analytical problem-solving skills, critical thinking and decision-making skills.
- Proactive and innovative with strong sense of ownership.
- Strong interpersonal, negotiation and communication skills.
- Willingness to build relationships with dealers by utilizing a proactive sales approach.
- Persuasive influencing ability while exuding confidence.
- Solid customer focus and the desire to deliver industry leading service.
- Effective organizational and time management skills.
- Crucial attention to detail is imperative to ensure accuracy and integrity of all financial data.
- Proficiency with MS Office products and Fraud Detection Tools / Processes (Ex: Luminate).
- Flexibility to work rotating shifts between the hours of 8:00am to 11:00pm EST, including Saturday’s and holidays.
- Bilingual English/French (oral and written fluency)-preferred
What You Should Know:
Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. We are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, or any other characteristics protected by law.
About Toyota Canada
Toyota Canada Inc. (TCI) is the exclusive Canadian distributor of Toyota and Lexus vehicles.
TCI's dedicated associates are driven by a vision to build tomorrow with the exciting work they do today. They are inspired by the opportunity to make a difference in their roles at TCI – whether it's the pleasure of giving customers peace of mind, the thrill of advancing mobility through leading innovation and ever better cars, or the fulfillment of giving back to the communities where they live and work.
With a proud legacy of 50 years in Canada, and recognized as one of one Canada's greenest employers, TCI's head office is located in Toronto, with regional offices in Vancouver, Calgary, Montreal and Halifax, along with parts distribution centres in Toronto and Vancouver. Toyota also operates two award-winning manufacturing facilities, in Cambridge and Woodstock, Ontario.
Toyota Canada Inc. (TCI) est le distributeur canadien exclusif des véhicules Toyota et Lexus.
Les associés dévoués de TCI sont motivés par le désir de construire demain avec le travail passionnant qu'ils font aujourd'hui. Ils sont inspirés par la possibilité de faire une différence dans leur rôle chez TCI – qu'il s'agisse de la joie d'offrir la tranquillité d'esprit aux clients, du plaisir de favoriser la mobilité via des innovations de pointe et des voitures toujours meilleures, ou de la satisfaction de redonner aux communautés où ils habitent et travaillent.
Avec un fier héritage de 50 ans au Canada, TCI est reconnue comme l'un des employeurs les plus verts au Canada. Son siège est situé à Toronto, avec des bureaux régionaux à Vancouver, Calgary, Montréal et Halifax, et avec des centres de distribution de pièces à Toronto et Vancouver. Toyota exploite également deux usines de fabrication primées, à Cambridge et Woodstock, en Ontario