About the role
Job Title: Senior Credit Risk Manager
Location: Toronto, ON (Hybrid)
Type: Full-Time | Permanent
About the Opportunity
Our Client, a national financial services company with a strong footprint in the lending space, is undergoing a major transformation across its credit risk strategy. They are seeking a Senior Credit Risk Manager to lead portfolio risk initiatives across consumer and small business lending products, including prime, subprime and non-prime finance.
This is an exciting opportunity to help build and enhance credit risk infrastructure, develop lifecycle risk strategies, and mentor a growing team of analysts. The successful candidate will drive innovation through advanced analytics and decision science, helping execute the company’s vision for data-driven growth.
Key Responsibilities
Credit Strategy & Modelling
- Design and implement risk strategies across originations, customer management, and collections
- Enhance credit models using statistical methods and machine learning (Python, R, SAS, TensorFlow)
- Leverage data tools, including SQL, Databricks, and Power BI, for model deployment and monitoring
Portfolio Optimization
- Conduct loss forecasting, scenario analysis, and KPI monitoring (e.g., delinquency, charge-offs)
- Lead strategic initiatives to optimize credit performance across auto and merchant portfolios
- Assess risk exposure, identify emerging trends, and recommend action plans
Leadership & Collaboration
- Mentor junior analysts and collaborate cross-functionally with operations, finance, and product teams
- Contribute to risk appetite and long-term business planning
- Partner with executive leadership to execute change initiatives and modernization efforts
What We're Looking For
- 7+ years in credit risk, with experience in consumer lending (auto or subprime preferred)
- Strong background in risk modelling, portfolio analytics, and decision engine deployment
- Proficiency in Python, R, SQL, SAS, and BI platforms like Power BI or Tableau
- Exposure to cloud/data platforms (Azure, AWS), Databricks, and project tools like Confluence or Jira
- Experience mentoring or leading analysts in a high-growth environment
- Master’s in Finance, Economics, Statistics, or a related field
About Altis Recruitment
Altis Recruitment is a recognized leader in the delivery of recruitment and staffing services across Canada. We place qualified job seekers in temporary, contract and permanent positions within Finance and Accounting, Construction, Property Management, Administrative Support, Human Resources, Communications, Medical/Health Professionals and Information Technology, among others.
About the role
Job Title: Senior Credit Risk Manager
Location: Toronto, ON (Hybrid)
Type: Full-Time | Permanent
About the Opportunity
Our Client, a national financial services company with a strong footprint in the lending space, is undergoing a major transformation across its credit risk strategy. They are seeking a Senior Credit Risk Manager to lead portfolio risk initiatives across consumer and small business lending products, including prime, subprime and non-prime finance.
This is an exciting opportunity to help build and enhance credit risk infrastructure, develop lifecycle risk strategies, and mentor a growing team of analysts. The successful candidate will drive innovation through advanced analytics and decision science, helping execute the company’s vision for data-driven growth.
Key Responsibilities
Credit Strategy & Modelling
- Design and implement risk strategies across originations, customer management, and collections
- Enhance credit models using statistical methods and machine learning (Python, R, SAS, TensorFlow)
- Leverage data tools, including SQL, Databricks, and Power BI, for model deployment and monitoring
Portfolio Optimization
- Conduct loss forecasting, scenario analysis, and KPI monitoring (e.g., delinquency, charge-offs)
- Lead strategic initiatives to optimize credit performance across auto and merchant portfolios
- Assess risk exposure, identify emerging trends, and recommend action plans
Leadership & Collaboration
- Mentor junior analysts and collaborate cross-functionally with operations, finance, and product teams
- Contribute to risk appetite and long-term business planning
- Partner with executive leadership to execute change initiatives and modernization efforts
What We're Looking For
- 7+ years in credit risk, with experience in consumer lending (auto or subprime preferred)
- Strong background in risk modelling, portfolio analytics, and decision engine deployment
- Proficiency in Python, R, SQL, SAS, and BI platforms like Power BI or Tableau
- Exposure to cloud/data platforms (Azure, AWS), Databricks, and project tools like Confluence or Jira
- Experience mentoring or leading analysts in a high-growth environment
- Master’s in Finance, Economics, Statistics, or a related field
About Altis Recruitment
Altis Recruitment is a recognized leader in the delivery of recruitment and staffing services across Canada. We place qualified job seekers in temporary, contract and permanent positions within Finance and Accounting, Construction, Property Management, Administrative Support, Human Resources, Communications, Medical/Health Professionals and Information Technology, among others.