Senior Underwriter, Real Estate

Your job

• Underwrite new and existing credit opportunities to align with branch financial goals and NBC’s risk appetite.
• Support Relationship Managers by identifying full-service solutions and referring clients to appropriate business partners.
• Prepare detailed credit submissions for new loans, renewals, amendments, and reviews, with strong risk and underwriting analysis.
• Manage a portfolio of construction loans and term mortgages, including monthly draw requests and ongoing oversight.
• Participate in client meetings to assess loan proposals, recommend pricing, and draft term sheets.
• Ensure compliance with credit, audit, and regulatory standards, while collaborating with Business Coordinators to fund and manage real estate loans efficiently.

Your team

Within the Real Estate - Commercial Banking sector, you are part of a team of credit professionals and relationship managers, reporting to the Manager, Financing Solutions – Real Estate. Our team values collaboration, precision, and a commitment to client success. We offer flexible work arrangements, a supportive environment, and strong opportunities for professional growth.

Basic requirements

• Diploma in Business Administration or a related field (specialization in Urban Land Economics or real estate appraisal courses is a strong asset).
• Minimum 2 years of experience in commercial or real estate lending.
• Proven skills in financial statement analysis, real estate valuations and commercial credit underwriting.
• Highly organized, driven, and eager to build a career in financial services.
• Strong computer and business modeling skills; experience with banking and loan origination systems is an asset.

Languages:

English

Skills

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Communication

Diversity & Inclusion

Driving Results

Emotional Intelligence

Teamwork

Accountability

Client-focused

Empathy

Initiative

Learning Agility

Resiliency

Humility