What you will be doing:

The Manager, Deposit Performance Optimization contributes to the overall success of the Tangerine Deposit Product Management team in Client Solutions, by ensuring that the Bank’s deposit products align with the strategic direction of the brand, support volume and profitability goals, and delivers an exceptional experience that meets the evolving needs of Canadians. This position drives high-impact, end-to-end outcomes for Retail Deposits by supporting Senior Manager of Deposit Forecasting and Product Management with portfolio performance and strategic business management initiatives. The role requires using a mix of skills including strategic analysis, data analytics, and cross-functional collaboration with partners across the organization. The successful incumbent will drive the development of deposit strategies on portfolio growth and engagement, and manage Deposit P&L, via pricing, planning, and forecasting.

Is this role right for you? In this role, you will:

• Develop and maintain expert knowledge of key drivers of deposit products’ performance, including customer behavior, market trends, and competitive dynamics
• Utilize external vendor pricing engines to optimize promotional deposit pricing, conduct scenario analysis, and generate insights through deep-dive analyses
• Build and maintain forecasting models (e.g., SARIMA) and apply statistical modeling techniques to project deposit volumes, balances, revenue, and account growth; deliver insights and recommendations to improve performance
• Analyze complex business problems using large internal and external datasets and advanced tools (e.g., SQL, Python); identify trends, root causes, and communicate findings to executive stakeholders
• Create financial models and scenario analyses to evaluate business initiatives, assess risks and opportunities, and support strategic decision-making
• Estimate the impact of posted and promotional pricing changes on deposit growth to guide business prioritization and strategy
• Other duties as assigned

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

• 3+ years of experience in analytics, specializing in portfolio and pricing optimization within financial services
• University or College Degree in Business, Finance, Mathematics, Statistics or Computer Science
• Hands-on experience with pricing optimization strategies and tools, including price elasticity modeling and third-party pricing engines
• Skilled in forecasting techniques and modeling (eg., SARIMA)
• Advanced technical skills in SQL, Python, and Excel for data analysis, modeling, and automation
• Hands-on experience with cloud platforms, particularly Google Cloud Platform (GCP)
• Excellent communicator with a proven ability to distill complex data into actionable insights and present to executive and cross-functional audiences
• Strong business and financial acumen, with a deep understanding of P&L, revenue drivers, and strategic planning

What's in it for you?

• You will be part of a diverse and inclusive team of Client-focused go-getters looking to learn from each other in an environment that celebrates and recognizes success!
• You will have access to thousands of online and in person courses so you can shape your career growth with the support from diverse industry leaders.
• You will get our help to save for your future and to invest in your total wellbeing through our Tangerine benefits*.
• You belong here, we are equal and un-complicated. Bring your true self to work, dress codes don’t apply here.
• You will enjoy workspace flexibility and all the excitement that comes from working at the official Bank of the Toronto Raptors.

*Tangerine employees participate in Scotiabank’s pension & benefits programs (available to permanent employees)