Top Benefits
About the role
Senior Credit Analyst
Location: Canada-Wide
Job Category: Credit, Risk
Employment Type: Employee Full-time
Application deadline: Friday, July 25, 2025
Workplace Type: Hybrid (Can be remote)
Senior Credit Analyst – Job Description
Reporting to the Director of Credit and Operations, the Senior Credit Analyst, is responsible for adjudication of credit applications as well as change requests and appeals.
In addition, the Senior Credit Analyst will be involved in the onboarding and training of new Credit Analysts, and in special projects, data extraction, review, and analysis.
Senior Credit Analyst – Job Duties and Responsibilities
Your primary duties and responsibilities will include but are not limited to:
· Analyze credit data and financial statements to identify the degree of risk involved in extending credit.
· Establish credit worthiness through credit reporting agencies, financial statements, bank statements, and other available resources.
· Set risk ratings and interest rates depending on the risk of the transaction.
· Complete fraud due diligence and identify and investigate fraud trends.
· Prepare credit evaluations and recommendations for the transactions above credit limit for review with Credit Management
· Manage workload effectively and efficiently within established turnaround times.
· Understand market, industry, and economic trends by keeping in contact with SMEs in the field and by attending industry seminars and participate in workshops.
· Complete desktop equipment appraisals and asset valuations
· Provide mentorship, guidance and coaching to new team members.
· Support the company’s strategic plan and organizational growth.
Senior Credit Analyst – Required Skills/Abilities
· Strong analytical and problem-solving skills
· Ability to make decisions using good judgment and common sense
· Excellent organizational skills and great attention to detail
· Ability to prioritize tasks and good time management skills.
· Strong interpersonal and customer service skills
· Self-motivated, autonomous
· Proficient with commercial lending systems
Senior Credit Analyst – Education and Experience
· 5 years of related experience in credit, risk, or underwriting required.
· Understanding of regulatory compliance regarding commercial lending
· Bachelor’s degree or college diploma in related field is preferred and would be considered an asset.
About our company
Sonoma Capital is a privately held Canadian based equipment finance company that delivers a flexible and common-sense approach to lending. We are coast to coast and currently have 4 locations. Our Salesforce and broker network operate across Canada with support from our head office in Winnipeg, Manitoba.
Our mission is to provide our customers with the Sonoma Five Star Customer Experience and to create a culture of empowerment and job fulfillment for our employees.
Our culture is collaborative and fun, we celebrate our successes, we create opportunities for learning and development, and we support professional growth.
Sonoma Capital is proudly primarily owned by Geminus Acquisition & Management Inc. and Megill-Stephenson Company Limited.
About Geminus Acquisition & Management Inc.
Geminus is an independent Canadian financial company that provides consumers and commercial lending solutions across various asset types and credit classes. Headquartered in Calgary, AB, affiliates of Geminus include Arundel Capital, a non-prime equipment leasing business, Sonoma Capital, a prime credit provider of equipment leases, Solution Financial Inc., a luxury auto leasing business that focuses on leasing to international students, and Geminus Servicing Inc., providing standby and active servicing, winddown of portfolios, portfolio reporting, related tax, audit, and compliance services on behalf of financial institutions.
Milestone
On May 22, 2024, Sonoma Capital Corp. (“Sonoma”) announced a strategic investment by The Megill-Stephenson Company Limited (“Megill”) becoming the second largest shareholder in the business.
Since launching the business in 2022, Sonoma has attracted some of the most talented people in the Canadian equipment finance industry, which has allowed the business to grow rapidly across Canada.
Megill’s investment provides more than capital; it signals a confidence in the industry and a belief in Sonoma’s future as Winnipeg’s Chipman family makes its return into the equipment finance market. Megill’s involvement will include the addition of key senior executive board members supporting Sonoma’s mandate of growth while accelerating immediate investments in technology, people, relationships, and enhanced funding capacity.
About The Megill-Stephenson Company Limited
The Megill-Stephenson Company Limited is the holding company for the Chipman family of Winnipeg, MB and it has significant investments in automotive, retailing, sports & entertainment, real estate, healthcare, and a variety of other private and public investments. They are also well known within the equipment finance industry, founding one of Canada’s most successful leasing businesses. The business grew over thirty years to become Canada’s largest independent finance company before selling the business to a Canadian bank in 2009.
About Sonoma Capital Corp.
Sonoma Capital is a coast-to-coast Canada-based equipment finance provider that blends modern finance products with a common-sense lending model, delivering a refreshingly new lending experience. As a non-bank direct lender, we provide flexible leasing for diverse assets, offering a full range of financing services to commercial, agriculture, medical, construction, and transportation equipment sellers. We are committed to building true working relationships with our clients. Our salesforce and broker network operate across Canada.
Top Benefits
About the role
Senior Credit Analyst
Location: Canada-Wide
Job Category: Credit, Risk
Employment Type: Employee Full-time
Application deadline: Friday, July 25, 2025
Workplace Type: Hybrid (Can be remote)
Senior Credit Analyst – Job Description
Reporting to the Director of Credit and Operations, the Senior Credit Analyst, is responsible for adjudication of credit applications as well as change requests and appeals.
In addition, the Senior Credit Analyst will be involved in the onboarding and training of new Credit Analysts, and in special projects, data extraction, review, and analysis.
Senior Credit Analyst – Job Duties and Responsibilities
Your primary duties and responsibilities will include but are not limited to:
· Analyze credit data and financial statements to identify the degree of risk involved in extending credit.
· Establish credit worthiness through credit reporting agencies, financial statements, bank statements, and other available resources.
· Set risk ratings and interest rates depending on the risk of the transaction.
· Complete fraud due diligence and identify and investigate fraud trends.
· Prepare credit evaluations and recommendations for the transactions above credit limit for review with Credit Management
· Manage workload effectively and efficiently within established turnaround times.
· Understand market, industry, and economic trends by keeping in contact with SMEs in the field and by attending industry seminars and participate in workshops.
· Complete desktop equipment appraisals and asset valuations
· Provide mentorship, guidance and coaching to new team members.
· Support the company’s strategic plan and organizational growth.
Senior Credit Analyst – Required Skills/Abilities
· Strong analytical and problem-solving skills
· Ability to make decisions using good judgment and common sense
· Excellent organizational skills and great attention to detail
· Ability to prioritize tasks and good time management skills.
· Strong interpersonal and customer service skills
· Self-motivated, autonomous
· Proficient with commercial lending systems
Senior Credit Analyst – Education and Experience
· 5 years of related experience in credit, risk, or underwriting required.
· Understanding of regulatory compliance regarding commercial lending
· Bachelor’s degree or college diploma in related field is preferred and would be considered an asset.
About our company
Sonoma Capital is a privately held Canadian based equipment finance company that delivers a flexible and common-sense approach to lending. We are coast to coast and currently have 4 locations. Our Salesforce and broker network operate across Canada with support from our head office in Winnipeg, Manitoba.
Our mission is to provide our customers with the Sonoma Five Star Customer Experience and to create a culture of empowerment and job fulfillment for our employees.
Our culture is collaborative and fun, we celebrate our successes, we create opportunities for learning and development, and we support professional growth.
Sonoma Capital is proudly primarily owned by Geminus Acquisition & Management Inc. and Megill-Stephenson Company Limited.
About Geminus Acquisition & Management Inc.
Geminus is an independent Canadian financial company that provides consumers and commercial lending solutions across various asset types and credit classes. Headquartered in Calgary, AB, affiliates of Geminus include Arundel Capital, a non-prime equipment leasing business, Sonoma Capital, a prime credit provider of equipment leases, Solution Financial Inc., a luxury auto leasing business that focuses on leasing to international students, and Geminus Servicing Inc., providing standby and active servicing, winddown of portfolios, portfolio reporting, related tax, audit, and compliance services on behalf of financial institutions.
Milestone
On May 22, 2024, Sonoma Capital Corp. (“Sonoma”) announced a strategic investment by The Megill-Stephenson Company Limited (“Megill”) becoming the second largest shareholder in the business.
Since launching the business in 2022, Sonoma has attracted some of the most talented people in the Canadian equipment finance industry, which has allowed the business to grow rapidly across Canada.
Megill’s investment provides more than capital; it signals a confidence in the industry and a belief in Sonoma’s future as Winnipeg’s Chipman family makes its return into the equipment finance market. Megill’s involvement will include the addition of key senior executive board members supporting Sonoma’s mandate of growth while accelerating immediate investments in technology, people, relationships, and enhanced funding capacity.
About The Megill-Stephenson Company Limited
The Megill-Stephenson Company Limited is the holding company for the Chipman family of Winnipeg, MB and it has significant investments in automotive, retailing, sports & entertainment, real estate, healthcare, and a variety of other private and public investments. They are also well known within the equipment finance industry, founding one of Canada’s most successful leasing businesses. The business grew over thirty years to become Canada’s largest independent finance company before selling the business to a Canadian bank in 2009.
About Sonoma Capital Corp.
Sonoma Capital is a coast-to-coast Canada-based equipment finance provider that blends modern finance products with a common-sense lending model, delivering a refreshingly new lending experience. As a non-bank direct lender, we provide flexible leasing for diverse assets, offering a full range of financing services to commercial, agriculture, medical, construction, and transportation equipment sellers. We are committed to building true working relationships with our clients. Our salesforce and broker network operate across Canada.