Requisition ID: 269332 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.  Global Transaction Banking (GTB) is the payments and transaction engine of Scotiabank. We support Corporate, Commercial, and Small Business clients with effective treasury management solutions coupled with a best-in-class service model, making it easy for clients to do business with us. As our clients transform their operating models, expand globally and deploy digital capabilities and their cash management needs are evolving too. Boasting a unique global footprint, GTB’s comprehensive suite of innovative banking solutions help our business clients generate operational efficiencies, streamline treasury processes, simplify payments, improve working capital performance, and mitigate financial risk. At Scotiabank, we embrace your strengths, ideas, and ambitions. GTB is a fast-growing team with a focus on the Americas, particularly Canada, the U.S., Mexico, and we are seeking top tier talent to complement our organization. Join a purpose-driven winning team, committed to results, in an inclusive and high-performing culture.  PurposeThis is an exciting opportunity to play an integral role supporting the development of a transformational global business banking offering for small business, corporate and commercial customers across the Americas all while ensuring day to day operating effectiveness of existing business banking channels.   In fulfilling the role, the incumbent will be supporting the creation of a global cash management business with a specific focus on the various ways that customers of all segments interact with the bank. This will require them to be able to work as part of a cross-functional Channels Product team focused on building integrated cash management channel solutions. The incumbent will work closely with key product partners (e.g., Channels Product, Regional Businesses, Information Technology, Security, Control Functions and other business partners) and external partners such as third-party vendors, suppliers and consultants as needed to support the development of our channels and ultimately contribute to the achievement of Global Transaction Banking strategy objectives.  What You'll Do: Reporting to the Senior Manager, Digital Strategy & Transformation, your responsibilities will include, but are not limited to:     Product Development:

Key role within the Channels Product team to support the definition of the Target Operating Model and the strategic solutions for our channels, including online, mobile, host-to-host and API’s Work with product owners to ensure standardization at a global level; define the business architecture of the channel platform and its alignment with other strategic initiatives in Global Transaction Banking Collaborate with teams across the Global Transaction Banking business to align local and regional initiatives with overall departmental business objectives Conduct comprehensive analysis and evaluate market and industry trends to identify the ideal solution (vendor and/or internal), pricing strategies, client behavior etc. Analyze market research to understand the local needs and cross jurisdictional requirements for the product suite and future enhancements In collaboration with other product leads, develop product strategy and business plans to secure funding for new products / solutions, features and enhancements to existing products Provide regular reporting to Senior Management in various governance forums to advise on progress made, request support for key risks and discuss opportunities for adjustments to the plan to ensure alignment to business objectives

Product Management

Produce and monitor regular (daily/weekly/monthly) reports of key performance indicators (KPIs) to drive Product P&L, revenue (NIR and NII), growth of the Channel business and ensure alignment with organizational targets Evaluate, monitor, and mitigate product risks and ensure compliance to any relevant regulations. Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions Implement strategies and provide ongoing governance and oversight to drive digital adoption and associated channels metrics (financial and non-financial) Actively pursues effective and efficient operations of their respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk

Customer focus: Define the target customer experience by leveraging market intelligence and user centric design principles. This will be done by:

Understanding current market research and tracking of global trends, competitor offerings and understanding market requirements Maintaining lines of communication with delivery network, partners and customers about needs, competitive opportunities and trends Maintaining active participation in strategic conversations about customer experience Overseeing the prioritization of requirements to ensure the target customer experience is achieved Actively participate in the development process to ensure requirements achieve desired objectives and outcomes

What You'll Bring

Undergraduate Degree, preferably in business/management, computer science or engineering 5+ years’ experience in Cash Management, Digital Banking and Payments industry and in-depth understanding of the global payments marketplace and regulatory environment Experience working on large technology projects using industry-standard delivery methodologies (e.g., Agile/Scrum/Kanban) In-depth understanding of delivery networks of financial products and services within the context of the Bank’s sales and service strategies across the various delivery channels Strong business sense with knowledge of financial concepts and the ability to apply them to business situations Excellent written & oral communication skills are required. Spanish speaking and writing preferred Strong decision making, forward thinking and creative problem-solving skills to anticipate and respond quickly to technological/market influences Be results oriented and innovative in identifying and pursuing opportunities to leverage capabilities to increase revenues, decrease costs and mitigate risks

  What's in it for you? Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs Interested? If your experience is closely related but doesn’t align perfectly with every qualification, we do encourage you to apply - you might be the right candidate for this or other roles at Scotiabank!  At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture. As Canada's International Bank, we are a diverse and global team. We speak more than 100 languages with backgrounds from more than 120 countries. Our employees are committed to a superior customer experience and use the Bank’s six guiding sales practice principles to ensure they act with honesty and integrity. At Scotiabank, we value the unique skills and experiences everyone brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.  Location(s):  Canada : Ontario : Toronto Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our  Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.