Mortgage Agent

Job summary

Assess clients’ financial goals and borrowing needs, recommend suitable mortgage solutions, and educate them about mortgage products and financing options. Generate business and referral relationships, process and coordinate mortgage applications through closing, maintain client relationships, and comply with applicable regulations and policies.

Job details

The Empirical Edge Mortgage Team, powered by Mortgage Alliance, is a modern, entrepreneurial mortgage team committed to helping Canadians achieve their homeownership and financial goals. Backed by Mortgage Alliance (Licence #10530), our agents have access to an extensive network of lenders, competitive mortgage products, industry-leading technology, marketing resources, and ongoing coaching and support. Our culture is built on professionalism, integrity, accountability, collaboration, and continuous growth. We provide unbiased mortgage advice tailored to each client's needs while empowering our Mortgage Agents to build rewarding long-term careers. Position Summary We are seeking motivated, entrepreneurial Mortgage Agents who are passionate about helping Canadians make informed mortgage decisions while building a successful business. You will leverage the support, systems, lender relationships, coaching, and marketing resources available through Empirical Edge Mortgage Team and Mortgage Alliance to grow your own client base and referral network. Key Responsibilities • Meet with clients to assess their financial goals and borrowing needs. • Conduct mortgage consultations and recommend suitable financing solutions. • Educate clients on mortgage products, rates, terms, refinancing, renewals, and investment financing. • Generate new business through referrals, networking, social media, and community involvement. • Build relationships with Realtors®, lawyers, accountants, financial planners, builders, and other referral partners. • Collect, review, and verify documentation required for mortgage applications. • Structure and submit mortgage files while communicating with lenders and underwriters. • Coordinate conditions, approvals, funding, and closing timelines. • Provide exceptional service throughout the mortgage lifecycle and maintain long-term client relationships. * Maintain compliance with FSRA, FINTRAC, lender and Mortgage Alliance policies. Qualifications • Valid Ontario Mortgage Agent or Mortgage Broker Licence (or eligibility to obtain one). • Excellent communication, customer service, and relationship-building skills. • Strong organizational and time-management abilities. • High attention to detail and professionalism. • Comfortable using CRM systems, lender portals, and Microsoft Office. * Knowledge of mortgage lending, underwriting fundamentals, and regulatory requirements is an asset. • Previous experience in banking, financial services, sales, or real estate is preferred. What Makes You Successful • Entrepreneurial mindset • Self-motivated and accountable • Strong sales and networking abilities • Excellent communication and negotiation skills • Resilient, coachable, and growth-oriented • Committed to delivering exceptional client experiences What We Offer • Competitive commission structure with unlimited earning potential • Access to a broad network of lenders and mortgage products • Comprehensive onboarding, coaching, and mentorship • Administrative and compliance support • CRM, marketing tools, and branded resources • Professional development • Flexible work environment and collaborative culture Who Should Apply? This opportunity is ideal for experienced Mortgage Agents, banking professionals transitioning into the broker channel, financial advisors, Realtors®, sales professionals, and newly licensed Mortgage Agents looking for mentorship, support, and a clear path to building a successful mortgage business. Why Empirical Edge Mortgage Group and Mortgage Alliance? We don't simply recruit Mortgage Agents—we invest in entrepreneurs. Through hands-on coaching, accountability, collaborative leadership, and the strength of Mortgage Alliance, you'll have the tools and support to build a thriving mortgage business while making a meaningful difference in your clients' financial lives. Get the Edge with Empirical Edge Team with Power of Mortgage Alliance. mortgage lifecycle and maintain long-term client relationships. • Maintain compliance with FSRA, FINTRAC, lender, and Mortgage Alliance policies. Qualifications • Valid Ontario Mortgage Agent or Mortgage Broker Licence (or eligibility to obtain one). • Excellent communication, customer service, and relationship-building skills. • Strong organizational and time-management abilities. • High attention to detail and professionalism. • Comfortable using CRM systems, lender portals, and Microsoft Office Show quoted text

What you’ll do

Assess clients’ financial goals and borrowing needs, recommend suitable mortgage solutions, and educate them about mortgage products and financing options. Generate business and referral relationships, process and coordinate mortgage applications through closing, maintain client relationships, and comply with applicable regulations and policies.

Requirements

Applicants need a valid Ontario Mortgage Agent or Mortgage Broker licence, or eligibility to obtain one, along with strong communication, customer service, organizational, and relationship-building skills. Mortgage lending knowledge and experience in banking, financial services, sales, or real estate are assets; applicants should also be comfortable with CRM systems, lender portals, and Microsoft Office.

Benefits

• Competitive Commission Structure
• Unlimited Earning Potential
• Onboarding, Coaching, and Mentorship
• Administrative and Compliance Support
• CRM and Marketing Tools
• Branded Resources
• Professional Development
• Flexible Work Environment

Listed skills

• Time management · Preferred
• Customer service · Preferred
• Organization · Preferred
• Regulatory Compliance · Preferred
• Attention to detail · Preferred
• Sales · Preferred
• Negotiation · Preferred
• Communication · Preferred
• CRM Systems · Preferred
• Relationship Building · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Client Consultation
• Mortgage Financing
• Sales
• Networking
• Relationship Building
• Communication
• Negotiation
• Customer Service
• Mortgage Application Processing
• Document Verification
• Lender Coordination
• Organization
• Time Management
• Attention to Detail
• Regulatory Compliance
• CRM Systems

Job areas

• Finance & Accounting
• Sales
• Customer Service & Support
• Marketing