The AI lending marketplace redefining how America borrows.
Burlingame, California
Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org
Hybrid
You will research and implement enhancements to core unsecured underwriting models to improve predictive performance and credit decisioning. This involves designing rigorous experiments, validating model reliability, and partnering with engineering teams to deploy scalable solutions.
Remote · Canada, United States
You will lead the design and delivery of complex frontend and full-stack initiatives while setting the technical direction for the team's architecture. You will also mentor other engineers and collaborate with product, design, and backend teams to build scalable, high-quality borrower experiences.
Remote · Canada, United States
You will lead marketing measurement efforts by designing incrementality tests and applying causal inference methods to optimize marketing spend across various channels. Additionally, you will build attribution models and provide actionable budget allocation recommendations to marketing and finance leadership.
Hybrid
The Senior Infrastructure Engineer will own and scale the Databricks Lakehouse platform while ensuring security, compliance, and cost efficiency across multiple environments. They will collaborate with cross-functional teams to improve developer efficiency, reliability, and observability of data infrastructure.
Remote · United States
Lead and evolve the data platform organization, including database engineering, data capture, and governance to enable reliable data pipelines. Set the strategy and roadmap for data infrastructure while partnering with cross-functional teams to modernize operational data architecture.
Hybrid
Manage institutional investor relationships and lead funding transactions from structuring and term negotiation through execution. Help scale capital markets infrastructure, communicate investor sentiment and funding opportunities to leaders and cross-functional teams, and mentor colleagues.
Hybrid
You will own the end-to-end credit performance narrative for the HELOC business and build automated monitoring and reporting pipelines. You will also partner with cross-functional teams and institutional investors to steer deal strategy and showcase platform strength.
Remote · United States
The Staff Credit Analyst will develop and maintain credit analytics for portfolio monitoring, forecasting, and valuation while supporting risk capital strategies. They will collaborate with cross-functional teams to translate complex credit dynamics into actionable insights and scalable analytical solutions.
Remote · Canada, United States
Lead the strategy and execution of a greenfield Communications Platform to establish shared infrastructure for customer touchpoints. Partner with engineering and compliance to build scalable messaging APIs and governance controls that support AI-powered interactions.
Remote · United States
Lead the design and execution of BSA/AML, CDD, and sanctions screening processes while serving as a compliance advisor for new deposit product initiatives. Develop key risk indicators and drive remediation efforts for audit and examination findings to ensure a strong compliance control environment.
Remote · United States
Design and operate privacy engineering services to support data governance, anonymization, and user control. Partner with cross-functional teams to translate privacy requirements into technical specifications and embed controls into the core architecture.
Remote · Canada, United States
Design and operate highly available backend services and scalable systems for a real-time AI lending marketplace. Partner with cross-functional teams to translate complex business problems into technical solutions for marketplace optimization and monetization.
