Life Insurance Advisor

Job summary

Consult with individuals and families to assess insurance needs and recommend appropriate life, accident, and supplemental health coverage. Manage the full sales cycle from lead follow-up and needs analysis to processing applications and providing ongoing customer support.

Job details

Company Description AO Elite Advantage is a growing online sales organization focused on protecting everyday working families with industry-leading life, accident, and supplemental health insurance products. The company has achieved double-digit growth by offering competitive products, maintaining strong union and community relationships, and delivering responsive, people-centered service. AO Elite Advantage operates across Canada, the United States, and New Zealand and emphasizes mentorship, professional development, and accessible tools for success. Team members benefit from full benefits, competitive pay, flexible scheduling, and clear paths for rapid advancement. The culture emphasizes collaboration, support, and enjoying work while achieving strong results. Role Description The Remote Life Insurance Advisor role at AO Elite Advantage is a full-time, on-site position based in the Greater Toronto Area, Canada. In this role, the advisor consults with individuals and families to assess their insurance needs, explains product options, and recommends appropriate life, accident, and supplemental health coverage. Daily responsibilities include meeting with prospective clients, conducting needs analyses, preparing quotes, processing applications, and following up on leads generated through online and community channels. The advisor maintains accurate client records, collaborates with team members, and stays current on product updates and industry guidelines. The role also involves providing ongoing customer service, supporting policyholders with changes and claims inquiries, and contributing to a positive, performance-driven office environment. Qualifications Strong knowledge or demonstrated interest in Insurance, particularly life, accident, and supplemental health products. Basic understanding of Finance principles to explain affordability, value, and long-term benefits of coverage. Experience or aptitude in Consulting, including needs-based assessments and personalized recommendations. Proven Customer Service skills with a focus on empathy, responsiveness, and long-term relationship building. Excellent Communication skills, both verbal and written, with the ability to explain complex policies clearly. Comfort working in an on-site, fast-paced sales environment and meeting performance and service targets. Ability to learn and use digital tools and CRM systems for lead management, documentation, and follow-up. Relevant licensing or eligibility to obtain required provincial insurance licenses in Ontario. Prior experience in insurance, financial services, or consultative sales is an asset but not mandatory. High level of integrity, professionalism, and commitment to putting clients’ interests first.

What you’ll do

Consult with individuals and families to assess insurance needs and recommend appropriate life, accident, and supplemental health coverage. Manage the full sales cycle from lead follow-up and needs analysis to processing applications and providing ongoing customer support.

Requirements

Candidates should have knowledge of insurance products and finance principles, along with strong consultative sales and communication skills. Eligibility for provincial insurance licenses in Ontario and proficiency with digital CRM tools are required.

Benefits

• Full benefits • Competitive pay • Flexible scheduling

Listed skills

• Customer service · Preferred
• CRM Systems · Preferred
• Communication Skills · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Life Insurance
• Accident Insurance
• Supplemental Health Insurance
• Financial Consulting
• Needs Analysis
• Customer Service
• Communication Skills
• CRM Systems
• Lead Management
• Consultative Sales
• Client Relationship Building
• Insurance Licensing

Job areas

• Sales
• Finance & Accounting
• Customer Service & Support
• Consulting