Credit Analyst

Job summary

The Credit Analyst provides administrative and credit support to the Commercial Banking team to maximize manager productivity and ensure high-quality customer service. They are responsible for managing transactional needs, maintaining credit files to audit standards, and ensuring compliance with operational processes.

Job details

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com Job Description What you’ll be doing As a member of the Commercial Banking team, you will provide sales support to Mid-Market and Independent Commercial Banking Managers and their portfolios. As a Credit Analyst, you will maximize the manager’s productivity by providing administrative and credit support, as well as high-quality customer service. You will assist with specialized knowledge in credit, investments and other areas identified to meet client needs. The Credit Analyst is responsible for the on-going administration and support of Commercial Banking (CB) clients' transactional needs. The individual will support the CB team as required, develop a core understanding of internal bank procedures and policies in attaining internal/external transaction execution. The individual is to communicate and interact effectively with RMs, Associates and other staff within CB including CIBC partners and external contacts. At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview. How you’ll succeed Client Engagement – Service the financial needs of clients in partnership with the Manager(s) and coordinate transactional needs of clients. Assist Commercial Banking clients with their requests during times when the Manager is not available and promptly resolve customer issues and/or concerns. Problem Solving – Listen, inquire, and put yourself in the client’s shoes. Act like an owner by taking accountability for client issues and understanding when to lean on others to find solutions. Organizational Skills – Assist the Manager by preparing client files using tools necessary, coordinating processes and paperwork with internal and external service providers, assist with preparation of credit files and maintenance to audit standards to provide the ideal client experience Compliance - Ensure consistency and completion of all operational processes relating to AML and GRLR and identify non-compliance areas, document, and execute corrective actions. Manage ad hoc client requests ensuring all required operational compliance issues are addressed. Who you are You are a strong communicator. You can communicate and interact effectively with team members and clients as well as external partners. You're digitally savvy. You seek out innovative solutions and embrace evolving technologies. You can easily adapt to new tools and trends. You love to learn. You're passionate about growing your knowledge, and you understand that there is no limit to what can be achieved. You understand that success is in the details. You notice things that others do not while using critical thinking skills to help with your decision making. You give meaning to data. You enjoy investigating hard to solve problems and making sense of information. You're motivated in your ability to communicate detailed information in a meaningful way. You're inspired by collective success. You know that collaboration can transform an innovative idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life. You put our clients first. You engage with the purpose of finding the right solutions. You have initiative and the ability to create strong relationships. Experience you bring. You have developed a strong knowledge of banking products and services through your prior work experience in Financial Services. Commercial Banking experience will be considered an asset. You’re passionate about people. You find meaning in relationships and surround yourself with a diverse network of partners. You create trust through respect and authenticity. What CIBC Offers At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Job Location Carman Employment Type Regular Weekly Hours 37.5 Skills Analytical Thinking, Business Banking, Business Development, Client Service, Credit Management, Ensure Compliance, Financial Analysis, Proposal Writing, Researching, Risk Management and Mitigation

What you’ll do

The Credit Analyst provides administrative and credit support to the Commercial Banking team to maximize manager productivity and ensure high-quality customer service. They are responsible for managing transactional needs, maintaining credit files to audit standards, and ensuring compliance with operational processes.

Requirements

Candidates should have strong knowledge of banking products and services gained through prior experience in the financial services industry. Commercial banking experience is considered an asset, along with strong communication, critical thinking, and organizational skills.

Benefits

• Competitive salary
• Incentive pay
• Banking benefits
• Benefits program
• Defined benefit pension plan
• Employee share purchase plan
• Vacation offering
• Wellbeing support
• MomentMakers recognition program
• Purpose Day

Listed skills

• Problem solving · Preferred
• Compliance · Preferred
• Communication · Preferred
• Data analysis · Preferred
• Critical Thinking · Preferred
• Administrative Support · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Credit analysis
• Commercial banking
• Financial services
• Client engagement
• Problem solving
• Organizational skills
• Compliance
• AML
• GRLR
• Communication
• Data analysis
• Critical thinking
• Relationship management
• Banking procedures
• Administrative support
• Sales Support
• Accountability
• Analytical Thinking
• Organizational Skills
• Auditing
• Banking
• Business Development
• Commercial Banking
• Investments
• Decision Making
• Customer Service
• Credit Management
• Critical Thinking
• Financial Services
• Financial Analysis
• French Language
• Innovation
• Problem Solving
• Lean Manufacturing
• Risk Management
• Proposal Writing
• Coordinating
• Mitigation

Job areas

• Finance & Accounting
• Administrative
• Customer Service & Support
• Management & Leadership
• Credit Analyst
• Credit and Loans Officers
• Credit Analysts

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