Commercial Insurance & Life Insurance Advisor

Job summary

Visit businesses and build relationships with business owners, assess their risks, recommend commercial insurance and life and living-benefit solutions, and provide quotes. Maintain client relationships over time by supporting decisions, renewals, policy changes, and claims, while developing a renewable book of business.

Job details

Commercial Insurance & Life Insurance Advisor Stratford, Ontario | Full-Time | Hybrid/Field-Based Full Time Role Hours: 40 hours, Monday to Friday, generally during business hours Looking for Something Different? What if your next opportunity offered: A professional career, not just a paycheque Unlimited earning potential Ongoing coaching and mentorship Helping people protect what matters most to them We’re looking for a hardworking, people-oriented individual who’s ready to build a long-term career—not just work a job. This could be a great fit if you: Enjoy working with people Aren’t afraid to start conversations Take pride in doing things the right way Want to build something for yourself over time You do not need insurance experience. We will train the right person. About the Role Our busy and dynamic firm in Stratford offers multiple lines of insurance and financial services, and we are proud to be a leader in Perth County. We are looking to add a Commercial Insurance Advisor, with Life and Living Benefit production responsibilities. This is a field-based, relationship-driven role where you will work with business owners across the province. Most of your success will come from: Being out in the community Walking into businesses Meeting people face-to-face Building trust over time You’ll help business owners: Protect their businesses with commercial insurance Protect themselves and their families with life insurance and living benefits Over time, you could build your own client base (book of business) that generates ongoing income. What You’ll Be Doing Visiting local businesses and introducing yourself Building relationships with business owners Learning how to assess risks and recommend solutions Providing quotes and helping clients make decisions Staying in touch with clients long-term Handling renewals, changes, and claims support This is not a desk job. If you prefer being out meeting people, this will suit you well. What We’re Looking For We care more about the type of person you are than your resume. You’ll be a strong fit if you: Are reliable, dependable and driven to achieve goals Are comfortable talking to new people, and asking for the opportunity to earn their business Have a strong work ethic, and like to be rewarded for effort and results Are coachable and eager to learn What to build a long term career with unlimited potential Take responsibility for your results This Role Is Likely NOT a Fit If You: Prefer a steady, guaranteed income long-term Don’t enjoy meeting new people Want a strictly desk-based role Are not comfortable with performance-based pay Requirements Must have a drivers licence and an automobile – travel to client locations is required with paid mileage Must meet Desjardins’ onboarding requirements, including a background check, motor vehicle history, and credit check What’s In It for You? 3 weeks paid vacation Company laptop, cell phone and clothing Mileage reimbursement for business travel Education assistance, mentorship, and ongoing professional development Flexibility to work in the office, from home, and in the community Opportunity to build a long‑term, renewable book of business Compensation Structure Base Salary: $55,000 to $75,000 per year Commission: Unlimited earning potential through upfront and renewal commissions Successful advisors in this role earn the majority of their income through commissions and renewals, with long‑term earning potential exceeding base salary as our book of business grows. If you’re looking for a career where your effort translates directly into results and income over time, we’d love to speak with you. These positions are with an independent contractor agent that is part of the Desjardins exclusive agent network, not with Desjardins Group or its subsidiaries. This agents’ employees are not employees of Desjardins. Independent contractor agents are responsible for and make all employment decisions regarding their employees.

What you’ll do

Visit businesses and build relationships with business owners, assess their risks, recommend commercial insurance and life and living-benefit solutions, and provide quotes. Maintain client relationships over time by supporting decisions, renewals, policy changes, and claims, while developing a renewable book of business.

Requirements

A driver's licence and automobile are required because the role involves travel to client locations; business mileage is reimbursed. Candidates must meet Desjardins onboarding requirements, including background, motor vehicle history, and credit checks, and should be dependable, driven, comfortable meeting new people, coachable, and willing to work for performance-based compensation.

Benefits

• Paid Vacation
• Company Laptop
• Company Cell Phone
• Company Clothing
• Mileage Reimbursement
• Education Assistance
• Mentorship
• Professional Development
• Flexible Work Arrangement
• Renewable Book of Business

Listed skills

• Time management · Preferred
• adaptability · Preferred
• Sales · Preferred
• Negotiation · Preferred
• Communication · Preferred
• Client Relationship Management · Preferred
• Relationship Building · Preferred
• Business development · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Relationship Building
• Business Development
• Sales
• Risk Assessment
• Insurance Advising
• Client Needs Assessment
• Quoting
• Client Relationship Management
• Communication
• Networking
• Negotiation
• Renewals Management
• Claims Support
• Goal Achievement
• Time Management
• Adaptability

Job areas

• Sales
• Finance & Accounting
• Customer Service & Support