Commercial Loans Analyst

Job summary

Administer loan facilities and related transactions, including drawdowns, rollovers, repayments, funding, rate fixings, fees, payments, reconciliations, and associated controls. Validate transactions, manage the team mailbox, support and coach colleagues, escalate control issues, and assist with projects and system testing.

Job details

Crédit Agricole CIB (CA-CIB) Canada is the home of Crédit Agricole CIB Canada Branch and Crédit Agricole Services & Operations. The Canada Branch has offices in Montreal and Toronto providing financial services to Canadian Financial Institutions, Banks, Pension Funds & SSA and to large Canadian headquartered international corporations. Crédit Agricole Services & Operations is hosting a part of all Crédit Agricole CIB’s support functions, from KYC, Back Offices, Risk, IT, Legal or Finance supporting our growing operations in the Americas and complementing our European and Asian operations platforms in a “follow the sun” approach. When you join CA-CIB Canada, you are joining a certified Great Place to Work employer, and a highly engaged workforce. CASO Commercial Loans Operations Platform is responsible for processing the Loans portfolio for NY Branch and Canada Branch activity. The job holder will have day to day responsibility for the administration of all facilities and associated products linked with these, for some of the branches of Crédit Agricole CIB. Ensuring that all Business-As-Usual processes are undertaken in a timely and efficient manner and necessary controls are adhered to. Different types of Loans are included: Bilateral Loans Export Finance (agent and participant) Syndicated Loans where the bank is agent Participant Loans CASO CLO is responsible for arranging the necessary funding of these loans, initiating new drawings, handling roll over’s, repayments, pre-payments, issuance of some notices, calculation and processing of commissions in respect of the facilities administered. Cash flows relating to movements in the loans portfolio are managed by CASO CLO and will be subject to checking and authorisation. CASO CLO is also responsible for: The booking of all associated loan transactions in Back Office systems Reconciliation between FO and BO systems Booking and management/distribution of fees, commissions Following up all non receipts and settling claims against or for ourselves Reconciliation and justification of internal accounts Production controls Key Responsibilities Administering Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees and Commission posting, External payments, collection of interest, Nostro Reconciliations, general administration related to the loans portfolio managed along with undertaking adhoc queries and investigations, monitoring all associated data under responsibility of GELOP Validate captures, events and payments processed by other members of the team (clerks or eventually other validators) Mailbox management Actively assist in the training and development of less experienced members of the team with on-the-job training, coaching and development Provide guidance to other members of the team regarding technical loans administration subjects, provide regular coaching to loans administrator Ensure compliance with all necessary controls and procedures in respect of local regulations of branches serviced Responsibility to escalate any issues/problems or control gaps to their Team Leader Responsibility of daily controls (as a back-up of team leader when he/she is away) Undertake adhoc duties and project work to assist the Management team When necessary assist the management team in the enhancement of systems, notably Users Acceptance Tests (UAT) Minimal education level Bachelor Degree / BSc Degree or equivalent Level of minimal experience 0-2 years Required skills Literacy-Ability to communicate clearly both verbally and in writing in various levels within CA-CIB and with external counterparties Computer literate in both Excel and Word Self motivated and able to work with the minimum of supervision Pragmatic approach Proactive thinking Effective communication skills Ability to coordinate teamwork, ability for coaching Focused on quality Verbal and written communication skills in English and French required (You will need to service Anglophone clients and work with Anglophone colleagues)

What you’ll do

Administer loan facilities and related transactions, including drawdowns, rollovers, repayments, funding, rate fixings, fees, payments, reconciliations, and associated controls. Validate transactions, manage the team mailbox, support and coach colleagues, escalate control issues, and assist with projects and system testing.

Requirements

A bachelor's degree or equivalent is required, with 0–2 years of experience. Candidates should be proficient in Excel and Word, communicate effectively in English and French, work proactively with minimal supervision, and demonstrate quality focus and teamwork and coaching abilities.

Listed skills

• Financial Reconciliation · Preferred
• Data Validation · Preferred
• Microsoft Excel · Preferred
• Microsoft Word · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Loan Administration
• Drawdown Processing
• Rollover Processing
• Repayment Processing
• Loan Funding
• Rate Fixings
• Fee and Commission Processing
• External Payments
• Interest Collection
• Nostro Reconciliation
• Financial Reconciliation
• Data Validation
• Control Compliance
• Microsoft Excel
• Microsoft Word
• Coaching and Training

Job areas

• Finance & Accounting
• Administrative

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