Join the AKAL Mortgages Team

AKAL Mortgages is a growing national mortgage brokerage committed to excellence, collaboration, and empowering our team to deliver exceptional mortgage solutions for our clients and partners. We are looking for a Mortgage Underwriter to join our growing Calgary office. This is a full-time, in-office position offering an exciting opportunity to be part of a dynamic team that values professionalism, accountability, continuous learning, and operational excellence. If you are detail-oriented, have strong mortgage underwriting knowledge, and thrive in a fast-paced environment, we would love to hear from you.

Key Responsibilities Review, analyze, and underwrite residential mortgage applications from submission through approval. Assess borrower profiles, income documentation, credit history, assets, liabilities, and overall risk. Review mortgage files to ensure completeness, accuracy, and compliance with lender and regulatory requirements. Apply lending policies, guidelines, and underwriting principles to make sound lending decisions. Identify potential risks and provide solutions to strengthen applications. Communicate effectively with mortgage professionals, lenders, and internal teams throughout the underwriting process. Prepare clear underwriting notes, conditions, and recommendations. Maintain accurate records and ensure timely file turnaround. Stay updated on mortgage guidelines, industry trends, and lending policies. Support a collaborative team environment focused on delivering an exceptional client experience.

Required Qualifications Minimum 2+ years of experience in mortgage underwriting, mortgage lending, or a related financial services role. Strong understanding of residential mortgage products, lending guidelines, and documentation requirements. Knowledge of Canadian mortgage regulations, compliance standards, and risk assessment practices. Excellent analytical skills with strong attention to detail. Ability to manage multiple files and priorities in a fast-paced environment. Strong written and verbal communication skills. Proficiency with mortgage origination systems and Microsoft Office applications. Ability to work independently while contributing positively to a team environment.

Preferred Experience Previous experience in underwriting Canadian residential mortgages. Experience working with A-lenders, alternative lenders, and private lending solutions. Familiarity with mortgage underwriting platforms and brokerage workflows. Experience reviewing complex income scenarios, self-employed borrowers, and non-traditional files. Mortgage industry certifications or related financial services education are considered an asset.

Why Join AKAL Mortgages? Be part of a rapidly growing national mortgage organization. Work alongside an experienced and supportive team of mortgage professionals. Opportunity for career growth and professional development. Join a culture built on collaboration, innovation, and excellence. Be part of a company where training, teamwork, and success are at the core of what we do.

Location: Calgary, Alberta Employment Type: Full-Time, In-Office

If you are passionate about mortgage underwriting and want to be part of a high-performing team, we invite you to apply and grow with AKAL Mortgages.