Commercial Analyst (full-time contract; hybrid option available)

Job summary

The Commercial Analyst supports the growth and risk management of the lending portfolio by preparing credit applications, conducting financial analysis, and performing annual reviews. The role works closely with internal teams to assess repayment capacity and ensure credit recommendations align with organizational risk appetite and policies.

Job details

The Commercial Analyst supports the growth and risk management of the lending portfolio by preparing credit applications, conducting financial analysis, and performing annual reviews. The role works closely with internal teams to assess repayment capacity and ensure credit recommendations align with organizational risk appetite and policies. Candidates should possess a post-secondary degree or diploma in Business, Finance, or Accounting, along with 3-4 years of experience in commercial or agricultural lending. Strong analytical skills and proficiency in financial statement interpretation and credit underwriting are essential for this role.

What you’ll do

The Commercial Analyst supports the growth and risk management of the lending portfolio by preparing credit applications, conducting financial analysis, and performing annual reviews. The role works closely with internal teams to assess repayment capacity and ensure credit recommendations align with organizational risk appetite and policies.

Requirements

Candidates should possess a post-secondary degree or diploma in Business, Finance, or Accounting, along with 3-4 years of experience in commercial or agricultural lending. Strong analytical skills and proficiency in financial statement interpretation and credit underwriting are essential for this role.

Benefits

• Discretionary annual bonus
• Living wage employer
• Work-life balance
• Flexible work arrangements
• Generous vacation packages
• Benefit packages
• Training and advancement opportunities

Listed skills

• Regulatory Compliance · Preferred
• Attention to detail · Preferred
• Data analysis · Preferred
• Microsoft Office · Preferred
• Communication Skills · Preferred
• Financial analysis · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Commercial credit underwriting
• Financial analysis
• Agricultural lending
• Risk assessment
• Cash flow analysis
• Collateral evaluation
• Credit administration
• Financial statement review
• Loan origination systems
• Portfolio monitoring
• Regulatory compliance
• Data analysis
• Communication skills
• Attention to detail
• Microsoft Office

Job areas

• Finance & Accounting
• Agriculture
• Management & Leadership
• Data & Analytics

More jobs from Mainstreet Credit Union Canada