Personal Lines Underwriter, Farm & Specialty Lines

Job summary

The role involves underwriting farm and sub-standard risks, including new submissions, renewals, and endorsements. It focuses on maintaining broker relationships and ensuring profitable portfolio growth through disciplined risk evaluation.

Job details

Personal Lines Underwriter, Farm & Specialty Lines The Personal Lines Underwriter, Farm & Specialty Lines is responsible for underwriting farm and sub-standard risks, writing new submissions, renewals, and endorsements within established authority. This role supports profitable portfolio growth by applying sound judgment, maintaining strong broker relationships, and delivering responsive, solutions-oriented service. Key responsibilities Underwrite new business, renewals, and endorsements within established authority, guidelines, and service standards. Evaluate risk quality, coverage requirements, pricing, terms, and conditions. Develop and maintain effective broker relationships through timely communication and practical underwriting solutions. Contribute to retention and profitable growth through effective negotiation and disciplined account management. Maintain accurate file documentation and ensure compliance with internal processes and regulatory requirements. Experience and education Post-secondary education degree in business, insurance, risk management, or a related field, or equivalent experience. Minimum of five years of Insurance Industry experience. CIP designation, or active progress toward completion, is an asset. Proficiency with underwriting systems, rating tools, and Microsoft Office applications. Skills and competencies Solid technical knowledge of underwriting, pricing, and risk selection. Strong analytical, decision-making, and problem-solving capabilities. Professional communication, negotiation, and broker relationship management skills. Strong attention to detail, organization, and ability to manage competing priorities. Collaborative, accountable, and comfortable working independently within a team environment. Why Join Optimum? At Optimum Group, we are proud to be a wholly owned Canadian company with international operations and a people-first culture. We offer: Flexible working hours Hybrid work model (3 days in office) Centrally located offices accessible by public transit Competitive compensation package Strong commitment to work-life balance Employee-focused culture with high engagement Monthly team-building and social activities Join a company where your expertise is valued, your growth is supported, and your contributions make a real impact.

What you’ll do

The role involves underwriting farm and sub-standard risks, including new submissions, renewals, and endorsements. It focuses on maintaining broker relationships and ensuring profitable portfolio growth through disciplined risk evaluation.

Requirements

Requires a post-secondary degree in business, insurance, or risk management and at least five years of insurance industry experience. A CIP designation is considered an asset.

Benefits

• Flexible Working Hours
• Hybrid Work Model
• Competitive Compensation Package
• Work-life Balance
• Employee-focused Culture
• Monthly Team-building And Social Activities

Listed skills

• Decision Making · Preferred
• Problem solving · Preferred
• Negotiation · Preferred
• Account Management · Preferred
• Risk Management · Preferred
• Microsoft Office · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Underwriting
• Risk Selection
• Pricing
• Broker Relationship Management
• Analytical Thinking
• Decision-making
• Problem-solving
• Negotiation
• Account Management
• Risk Management
• Microsoft Office

Job areas

• Finance & Accounting
• Sales
• Agriculture

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