Bilingual Underwriting Trainee

Bilingual Underwriting Trainee Location: Hybrid - Kingston, ON or Montreal, QC Empire life is looking to hire two Underwriting Trainees to join our Retail Underwriting team! The Underwriting Trainee works to become an underwriter through self-study and on-the-job training. In addition, you will be actively involved in the underwriting process, basic decision-making and the assessment of risk. The selected candidates are guided by defined procedural constraints and work under the moderate supervision of the Manager, Underwriting. As an Underwriting Trainee, you’ll learn how to review life insurance applications while analyzing, assessing, evaluating, and quantifying risk based on several factors such as medical history, financials, and other determining factors. This is a paid program as you will be reviewing live cases and shadowing colleagues leading up to more independent underwriting towards the end of the training. We’re looking for individuals who are driven, collaborative, and analytical with sound decision making to kick start their underwriting careers. The total target compensation (TTC) range, including salary and target bonus, is $51,120 - $75,615.The actual base salary offered within this range will be determined by the successful candidate’s skills and experience, as well as internal equity. Why pursue this opportunity The role - this is a new position and your chance to join a growing team, while being provided the opportunity to make an impact. Impactful work - get the opportunity to work on meaningful projects that have a positive impact on our customers, our company, and society as a whole. Play an integral role - this is an opportunity that allows for you to grow your skills, while directly contributing to the business unit you are a part of. Diversity, equity, and inclusion - we are committed to creating a diverse, equitable, and inclusive workplace and welcome candidates who share this commitment. What you’ll be working on Completes basic risk assessments of individual life insurance applications Demonstrates a willingness and eagerness to learn in order to ensure successful development of key underwriting skills and abilities Provides basic risk assessments and related support to Empire Life and to the Retail New Business Operations unit Participates in the basic risk assessment of individual life insurance applications Support and provide a high level of customer service to our customers and distribution partners via telephone and email Performs underwriting tasks such as screening applications, assisting in obtaining underwriting requirements and making basic underwriting decisions within an established decision framework Involved in active on-the-job training Works to complete specific industry courses What we’re looking for you to have Bilingualism (English/French) is required 1-3 years work experience in a professional environment Experience providing services to and interacting with clients Knowledge of word processing, spreadsheet, email, internet and database computer software Working towards completion of ALU 1 considered an asset Completion of a post secondary education is required Good analytical, decision-making and problem solving skills Good organizational skills Clear writing, listening and verbal communication skills Well-developed customer relations skills Well-developed communication skills Ability to work independently and as a team member Beyond the salary For permanent full-time positions, Empire Life offers a comprehensive total rewards package that includes: Competitive salaries with annual pay increases Annual bonus program, which recognizes both strong company performance and individual contributions, for non sales positions Competitive uncapped commission, for sales positions A comprehensive employer-funded benefits package starting from day one of employment, that includes life insurance, disability, health and dental and a generous health account Flexible work arrangements and an annual allotment of personal health days. Four weeks annual vacation from hire date A defined contribution pension plan with generous employer matching Top up programs for parental leave and compassionate leave Employer-sponsored wellness and recognition programs A cash employee referral program To learn more about working at Empire Life, visit https://www.empire.ca/workatempire. Get to know us Empire life is proud to be an equal opportunity employer. We celebrate diversity, are committed to creating an inclusive environment, and welcome everyone to participate in our application process. We encourage those of all backgrounds and experiences to apply, even if you don't believe you meet each unique qualification outlined. Applicants will receive equal consideration without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, or age. Empire Life welcomes applications from people with disabilities and disabled people. Accommodations are available upon request for candidates taking part in all aspects of the screening and selection process. If you need this job posting in an alternative format or have any accessibility questions, please contact recruitment@empire.ca .

The trainee will perform basic risk assessments for individual life insurance applications and support the Retail New Business Operations unit. Responsibilities include screening applications, obtaining underwriting requirements, and completing industry-specific courses through on-the-job training.

Candidates must be bilingual in English and French and possess a post-secondary education. Required experience includes 1-3 years in a professional environment with a strong background in client interaction and analytical decision-making.

• Annual pay increases • Annual bonus program • Life insurance • Disability insurance • Health insurance • Dental insurance • Health account • Flexible work arrangements • Personal health days • Four weeks annual vacation • Defined contribution pension plan • Parental leave top up • Compassionate leave top up • Wellness and recognition programs • Employee referral program

• Problem solvingPreferred

Identified from the job description. Confirm important requirements above.

• Bilingualism (English/French)
• Risk Assessment
• Underwriting
• Analytical Skills
• Decision Making
• Problem Solving
• Customer Relations
• Organizational Skills
• Written Communication
• Verbal Communication
• Word Processing
• Spreadsheets
• Database Software

• Finance & Accounting
• Administrative
• Customer Service & Support

Minimum education

Bachelor’s degree

Minimum experience

2+ years

Apply by

Sep 5, 2026

Posting language

English

Working hours

40 hours per week

Seniority

Entry level

Application method

Direct apply is available