Credit Adjudicator

Job summary

The Credit Adjudicator is responsible for processing and adjudicating consumer, commercial, and farm credit applications while ensuring decisions are based on factual reports. They must maintain confidentiality, conduct detailed financial analysis, and liaise with internal and external stakeholders to execute timely credit decisions.

Job details

Department: FinanceEmployment Type: Full-TimeRequisition ID: 2057Date Posted: September 18, 2026 Closing Date: October 2, 2026 or until filled Position Summary: Reporting to the Supervisor, Customer Finance Credit & Collections, the Credit Adjudicator is responsible for the processing and adjudicating of all credit applications, including new and existing accounts, providing appropriate notification accordingly. The Credit Adjudicator will ensure that credit-granting decisions are based on factual reports and information that will provide for maximum sales potential while safeguarding the company from undue risks. The position holder is required to work with multiple internal business units and external customers and organizations to quickly execute a credit decision that meets the needs and requirements in a timely fashion. Key Responsibilities: Processing and adjudication of the consumer, commercial and farm credit applications. Duties will include obtaining appropriate reports, evaluating the reports, and making an appropriate informed business decision. Analysis of the 4 C’s of credit (character, capital, capacity and conditions). Must maintain a high degree of confidentiality and prudence while gathering financial and/or private information including credit reporting agency information, registry offices, financial institutions, financial statements, suppliers, agents, field staff, family members etc. All information must be evaluated for accuracy and objectivity. Conduct credit investigations by conducting a detailed analysis of financial statements; when necessary to expedite credit approval, the Credit Adjudicator will contact the customer direct to obtain financial and credit information. Ensure notification of approval or decline will be sent to the customer; credit limit, risk code and other pertinent information will be recorded onto the customers file in SAP. Process credit applications for building projects and liaise with financial institutions, leasing companies and internal UFA personnel to ensure contract is accurate and meets terms and conditions. Review and follow up on requests to re-open existing accounts that have credit privileges suspended. Uphold and maintain adherence to controls, standards, policies, and procedures internally. Set up parent accounts for clients who have multiple accounts helping to ensure all credit limits are evaluated in the aggregate and information is easily available for future reviews. Design and run queries as required by the Manager, Customer Finance and the Credit Department, as well as provide query reporting and analysis and be able to present results in a professional user-friendly format. Qualifications: Working towards a finance degree in business or a related discipline/CCP designation or a business diploma. Previous credit experience considered an asset. Effective leadership, communication, negotiating, interpersonal and listening skills. A self-starter, who is creative and innovative, has strong problem-solving skills, decision-making skills and analytical skills with the ability to work independently and under tight deadlines. Is adaptable in a changing environment. Skillful in analyzing financial statements, with emphasis on the key business ratios used to determine liquidity, debt and performance. Experience working with integrated computer systems including SAP and Microsoft Office suite is required. An understanding and commitment to the value and strength of teamwork. You and UFA. Let’s Grow Together. UFA is one of Canada’s largest and most progressive agricultural co-operatives. We’re a multi-billion-dollar organization that offers the products, services, and support our 127,000+ members need to build, grow and succeed. While our roots will always be in agriculture, we’re proud to support the industries and communities that drive Western Canada’s economy. We need your skills, expertise and ideas to help us keep growing. A Business with a Purpose - Join a member-owned co-operative with a mission that matters: improving the well-being of our members, helping them feed the world, and enabling investment in local communities. Recognized and Rewarded for Your Performance - At UFA, success is shared. You’ll own your work and be recognized for both individual and organizational results. Work-Life Success - We prioritize safety, respect your time, and offer flexible options and comprehensive benefits to support your life inside and outside of work. We Help Each Other Grow - Our collaborative culture fosters growth through hands-on experience, mentorship, training, educational support, and diverse career paths. Diversity Equity, and Belonging At UFA, we care about our employees and what makes them unique. We strive to create an inclusive environment that welcomes employees from diverse backgrounds, where everyone can do their best work. If you require accommodation during the application or selection process, please contact careers@ufa.com.Stay Connected Follow us on LinkedIn, Instagram, and Facebook for the latest updates. We thank all applicants for their interest. Only those selected for an interview will be contacted.

What you’ll do

The Credit Adjudicator is responsible for processing and adjudicating consumer, commercial, and farm credit applications while ensuring decisions are based on factual reports. They must maintain confidentiality, conduct detailed financial analysis, and liaise with internal and external stakeholders to execute timely credit decisions.

Requirements

Candidates should be working towards a finance degree, business diploma, or CCP designation, with previous credit experience considered an asset. Proficiency in financial statement analysis and experience with integrated computer systems like SAP and Microsoft Office are required.

Benefits

• Comprehensive benefits • Mentorship • Training • Educational support

Listed skills

• SAP · Preferred
• Problem solving · Preferred
• interpersonal skills · Preferred
• Leadership · Preferred
• Decision Making · Preferred
• Negotiation · Preferred
• Communication · Preferred
• Microsoft Office · Preferred
• Financial analysis · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Credit adjudication
• Financial analysis
• Risk assessment
• SAP
• Microsoft Office
• Communication
• Negotiation
• Problem-solving
• Decision-making
• Analytical skills
• Leadership
• Interpersonal skills
• Financial statement analysis
• Data query reporting
• Mentorship
• Problem Solving
• Decision Making
• Innovation
• Investments
• Analytical Skills
• Economics
• Finance
• SAP Applications
• Sales
• Equities
• Self-Starter
• Investigation
• Teamwork
• Collections
• Financial Analysis
• Confidentiality
• Financial Institution
• Cooperation
• Financial Statements
• Certified Compensation Professional
• Adjudication
• Credit Reports
• Market Liquidity
• Agriculture
• Listening Skills
• Decision Analysis
• Reporting and Analysis

Job areas

• Finance & Accounting
• Agriculture
• Administrative
• Adjudicator
• Credit Analyst
• Credit and Loans Officers
• Credit Analysts