AML & Virtual Asset Compliance Analyst (12 Month Term)

Bow Valley Credit Union is seeking a practical and detail-oriented compliance professional for a 12-month term supporting AML/ATF, FINTRAC, high-risk member, Money Services Business (MSB) and cryptocurrency-related compliance activities. This role is ideal for a hands-on AML and compliance practitioner who can manage day-to-day monitoring, support high-risk onboarding and reviews, maintain procedures and forms, assist with training and contribute to clear compliance communications across the organization. Working closely with the Director, Compliance and the broader compliance team, the successful candidate will help ensure BVCU’s compliance program remains well documented, operationally effective, and aligned with regulatory expectations. Key Areas & Responsibilities: Regulatory Compliance & Monitoring Monitor MSB and crypto-related member accounts to ensure adherence to FINTRAC, CUDGC, and other applicable regulations Conduct enhanced due diligence and risk assessments for high-risk accounts Ensure policies, procedures, and controls for MSB and crypto compliance are up to date with evolving regulatory requirements Review and file required regulatory reports (e.g., suspicious transaction reports, virtual currency transaction reports) Responsible for FINTRACT Suspicious Transaction Reports (STRs), including the detailed itemization of each transaction associated with the suspicion, ensuring full compliance with the FINTRAC AML regulations and internal reporting procedures Open Business Accounts for MSBs Risk Management Support the development and ongoing management of BVCU’s risk appetite for MSB and crypto-related activities Identify trends and emerging risks in the virtual asset and fintech space Recommend controls to mitigate exposure and ensure operational integrity Internal Support & Training Advise frontline staff, lending teams, and operations on MSB/crypto account requirements Provide training and awareness programs on AML/CTF compliance related to MSBs and virtual assets Collaborate with System Support to implement monitoring tools and technology solutions Member & Stakeholder Relations Serve as the primary point of contact for regulatory exams, audits, and inquiries related to MSB and crypto accounts Support members engaged in MSB or crypto businesses by ensuring onboarding and account management requirements are clearly communicated and met Qualifications: Degree or diploma in Business, Finance, Compliance, or related field. 3–5 years of compliance or risk management experience in financial services; experience with MSB or crypto/virtual assets strongly preferred. Strong knowledge of FINTRAC and PCMLTFA guidelines, and other AML/CTF frameworks CAMS, CFCS, or equivalent compliance certification is an asset Analytical skills with the ability to identify risks and recommend controls Strong communication and interpersonal skills with the ability to balance regulatory requirements and member service Requirements: Strong ethical judgment and integrity Attention to detail and accuracy Regulatory and risk awareness Collaboration and teamwork Adaptability to changing regulations and technologies Proven computer skills including Office 365, comfort with cloud-based platforms; DNA is an asset Able to work in a fast-paced and dynamic environment with confidential information THE FINE PRINT: This position is on-site Working Hours: Monday – Friday 8:30 am to 5:00 pm Must be bondable and have legal authorization to work in Canada on a full-time basis for anyone other than current employer APPLYING WITH BVCU: BVCU is strongly rooted in the communities we serve and have built considerable success by delivering exceptional service and products to our members to help built a strong financial future. We take great pride in the communities and are committed to helping them thrive. Total compensation includes Flex Days, vacation, RRSP program, and benefits, including an HSA. At BVCU, we are committed to providing an environment of mutual respect where equal employment opportunities are available to all applicants without regard to race, colour, religion, sex, and all other characteristic protected by law. We believe that diversity and inclusion is critical to our success, and we seek to recruit, develop, and retain our talent from a diverse candidate pool. The credit union reserves the right to change job accountabilities and responsibilities as business needs dictate. BVCU thanks you for your application, but we will only be contacting successful applicants. Online applications only.

The analyst will monitor MSB and cryptocurrency-related accounts to ensure compliance with FINTRAC and other regulatory frameworks. They will also conduct enhanced due diligence, manage risk assessments, and provide training to staff regarding AML/CTF requirements.

Candidates must have 3-5 years of compliance or risk management experience in financial services, preferably with MSB or virtual assets. A degree or diploma in Business, Finance, or Compliance is required, along with strong knowledge of FINTRAC and PCMLTFA guidelines.

• Flex Days • Vacation • RRSP program • Benefits • HSA

• CommunicationPreferred

Identified from the job description. Confirm important requirements above.

• AML
• ATF
• FINTRAC
• Compliance
• Risk management
• Virtual asset compliance
• MSB
• Cryptocurrency
• Regulatory reporting
• Enhanced due diligence
• Risk assessment
• Policy development
• Training
• Analytical skills
• Communication
• Internal Reporting
• Emerging Risk
• Microsoft 365
• Stakeholder Communications
• Financial Technology (FinTech)
• Risk Awareness
• Talent Management
• Technology Solutions
• Ethical Standards And Conduct
• Analytical Skills
• Account Management
• Adaptability
• Auditing
• Corporate Finance
• Management
• Regulatory Compliance
• Computer Literacy
• Digital Currency
• Due Diligence
• Financial Services
• Interpersonal Communications
• Risk Management
• Operations
• Regulatory Requirements
• Risk Analysis
• Risk Appetite
• System Support
• Anti Money Laundering
• Teamwork
• Detail Oriented

• Finance & Accounting
• Security & Safety
• Legal
• Management & Leadership
• AML Compliance Analyst
• Compliance Officer / Analyst
• Legal and Related Associate Professionals
• Compliance Officers

Minimum education

Bachelor’s degree

Minimum experience

2+ years

Posting language

English

Working hours

40 hours per week