Product Sales Manager - Trade Sales (Commercial Banking)

Delhi, ON
On-site
Posted Sep 10, 2026
1 position

Opens an external site

Employment type: Full-time
Experience level: Senior · 5+ years
Minimum education: Bachelor’s degree
Posting language: English
Working hours: 40 hours per week

Job summary

The role involves driving trade-funded and non-funded product sales for corporate clients while managing portfolio risk and revenue growth. You will be responsible for developing account strategies, prospecting new clients, and collaborating with internal teams to ensure high-quality service delivery.

Job details

Job Requirements Role/ Job Title: Product Sales Manager - Trade Sales (Commercial Banking) Function/ Department: Transaction Banking- Wholesale Banking Job Purpose: The role entails driving Trade funded and non-funded products and flow-based trade business and Revenue for Trade product for the mid corporate and corporate liability clients. Sourcing, structuring, implementation of funded and non-funded trade business for existing and new clients. Collaborate with the client coverage Team and risk Team in order to manage the portfolio risk. The role is responsible for revenue growth and will help provide inputs on strategies to drive product penetration while maintaining overall portfolio quality requirement. It has a Balance Sheet and P& L responsibility for the Trade sales business contributing to the larger organizational objectives of the bank. Roles & Responsibilities: To build and grow the bank’s Trade Finance & Services portfolio and overall business. Develop detailed account plan and execution strategy for each client and conduct periodic reviews to ensure alignment with account plan. Prospect and identify mid-corporate & pure liability clients with strong Trade potential (NTBs). Demonstrate strong knowledge of competitors’ products, market landscape on Trade and Capital Account business. Provide inputs on products, service levels and product features to product and strategy teams to help develop a best-in-class Transaction Banking suite of products. Provide inputs on sales strategy for setting up Trade Finance and services. Own, articulate & execute business strategy covering product development management, sales & service delivery so as to achieve trade target. Updating & training Relationship Managers on Trade & Capital Account Products. Ensure timely implementation of client deals and assist them for resolution of transactional queries. Housekeeping - managing of deferrals in a timely manner. Build industry knowledge in certain sectors that would help manage the portfolio. Complete ownership of regional portfolio of Trade Finance business. having targets of balance sheet and Revenue numbers. Provide best in class service and advisory service to existing customers regarding their requirements and regulatory compliances thereby making IDFC First their banking partner of choice. Manage portfolio and ensure it is within risk appetite of the bank by monitoring and flagging early warning signs. Ensure the successful adoption of internal compliances and regulatory framework across the business. Champion the adoption of high-quality market intelligence and data analytics to promote product, solution and sales effectiveness in line with the bank's growth/profitability objectives. Recommend improvements to processes and policies across the Corporate Liabilities business to drive operational efficiencies and high-quality customer service. Keep abreast with global market trends and competitor strategies in key markets. Providing inputs to teams to achieve overall goals and objectives of Trade Business. Work closely with Business Head and provide timely inputs on improving efficiencies Education Qualification: Graduation - Any graduation Post Graduate - Any post graduation Experience: 5-10 Years in Transaction Banking in Trade Finance domain. Event Associated Job: Product Sales Manager - Trade Sales (Commercial Banking) in Delhi Division, Delhi, India | Wholesale, Corporate, Treasury, Transaction Banking Group at IDFC FIRST Bank

What you’ll do

Requirements

Candidates must have 5-10 years of experience in transaction banking within the trade finance domain. A graduation or postgraduate degree is required, along with strong knowledge of market landscapes and regulatory frameworks.