Senior Credit Specialist

Job summary

Manage daily counterparty credit exposures, conduct complex credit reviews, and make timely recommendations on credit limits, ratings, and terms within established policies. Maintain credit scoring models, monitor and report portfolio exposures, support contract and collateral negotiations, and advise internal and external stakeholders on credit risks and deal structures.

Job details

We are looking for a Senior Credit Specialist for a 12-month contract position, in Calgary, Alberta, with possible extensions. Must be legally entitled to work in Canada. This position is 100% onsite. 8 hours a day, 40 hours a week. It is NOT a remote role. Role Description: This resource will be responsible for managing daily counterparty credit exposures and business relationships within the controls and credit risk appetite outlined in the Credit Policy, Standards, and Procedures. Success in this role requires strong financial and technical analytical skills, the ability to collaborate effectively, and the capability to build and manage relationships with both external counterparties and internal stakeholders, including other members of the credit team. The Senior Credit Specialist assesses risk and makes timely decisions within established policies and procedures while demonstrating strong business acumen. The role requires the ability to independently complete complex credit reviews, make timely decisions on counterparty credit limits, ratings, and terms, and maintain ownership of credit scoring models. Additionally, the role provides input and direction into contract and collateral negotiations, applies appropriate mitigation strategies, and monitors and reports exposure across various ETRM systems and credit tools. Responsibilities: Monitor daily credit exposures within approved credit limits and tenors, ensuring compliance with the Credit Policy, Standards, and Procedures across all business segments. Conduct ongoing credit analysis by interpreting internal and external market intelligence to identify risks and recommend mitigation strategies. Complete complex credit reviews across a wide range of counterparties and provide recommendations for approval in accordance with the Delegation of Authority. Contribute to daily, monthly, and quarterly credit reporting and portfolio monitoring activities. Own and maintain quantitative scoring models which support portfolio benchmarking analysis. Support contract and collateral negotiations while actively monitoring counterparty and portfolio exposures. Act as a key liaison to the business, supporting new counterparty requests and advising on deal structures while building strong internal and external relationships. Leverage knowledge of commodity trading markets, ETRM systems, and technical tools (Power BI, Power Automate and Databricks) to support data analysis, reporting, and process automation. Required Skills and Experience: Minimum of 10+ years of relevant credit experience in the energy industry with understanding of both physical and financial markets. Bachelor’s degree in Commerce, Finance or a related discipline. CFA designation considered an asset We acknowledge the value of transferrable skills and may consider equivalent combinations of experience and education should you not meet a specific requirement. Please note that while all applications are appreciated, only candidates selected for interview will be contacted. InSync Systems Inc. is a privately-owned boutique Canadian Resourcing and Consulting Services Company that works closely with a range of corporate clients across multiple industries to bring them solutions that effectively address their business needs.

What you’ll do

Manage daily counterparty credit exposures, conduct complex credit reviews, and make timely recommendations on credit limits, ratings, and terms within established policies. Maintain credit scoring models, monitor and report portfolio exposures, support contract and collateral negotiations, and advise internal and external stakeholders on credit risks and deal structures.

Requirements

Requires at least 10 years of relevant credit experience in the energy industry, including knowledge of physical and financial markets, and a bachelor's degree in Commerce, Finance, or a related discipline. A CFA designation is considered an asset; equivalent combinations of education and experience may also be considered.

Listed skills

• Power BI · Preferred
• Financial analysis · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Credit Risk Analysis
• Counterparty Credit Management
• Financial Analysis
• Credit Reviews
• Credit Limit Assessment
• Credit Scoring Models
• Portfolio Monitoring
• Exposure Monitoring
• Risk Mitigation
• Commodity Trading Markets
• Physical and Financial Energy Markets
• ETRM Systems
• Power BI
• Power Automate
• Databricks
• Contract and Collateral Negotiation

Job areas

• Finance & Accounting
• Energy
• Data & Analytics