Associate / Senior Associate, Mortgage and Commercial Lending

About Morrison Financial Morrison Financial Services Limited is a boutique financial services company and private asset manager founded in 1987. Since that time, we have grown organically through the development and delivery of specialized lending products. These lending programs include but are not limited to mortgage lending for residential development and construction projects across Ontario and lending to condominium corporations / stratas for capital repairs and reserve fund shortfalls. To date, Morrison Financial has funded over $1.7B across its various programs and we expect continued growth across our business. Role Overview This is a full-time on-site role for a Associate or Senior Associate, Mortgage and Commercial Lending role located in Toronto, ON. The qualified candidate will review new loan opportunities, prepare credit presentations, and participate in loan monitoring and administration. Responsibilities: Analyze and underwrite loan opportunities including real estate development and construction mortgage loans and condominium corporation loans. Pre-qualify new loan opportunities to ensure compliance with investment policies. Conduct detailed analysis on qualifying opportunities, prepare credit memos for credit committee presentations, and structure commitment letters to execute on the opportunities. Conduct detailed due diligence on loan opportunities prior to funding. Prepare loan presentation and dataroom for potential investors and lenders. Work closely with management to monitor the loans to ensure that the project is progressing and in compliance with the business plan. Assist originators to manage pipeline in CRM by ensuring all deal status metrics are up to date. Stay up-to-date with the competitive landscape and applicable underwriting guidelines. Participate in business development activities as required. Get licensed as a Mortgage Agent. Qualifications: Post-secondary degree required in business, finance, engineering, or other related fields. At least 2-6 years of experience in lending and/or real estate is preferred. An existing Mortgage Agent License is a plus. Demonstrated experience in conducting research and financial analysis. Superior documentation skills with keen attention to detail. Strong oral and written communication skills. Excellent organization and time management skills to manage and meet changing priorities. Ability to work independently with minimal guidance and under time pressure. Self-starter with entrepreneurial spirit. High proficiency in Excel, Word, other Office products; basic proficiency in CRM systems. Target Compensation: $80,000 to $110,000 base salary plus performance bonus. Compensation will be commensurate to candidate's experience. The qualified candidate will have the opportunity to take ownership in their role and grow within the firm. We thank you for your interest in working with Morrison Financial. Only qualified candidates will be contacted.

The associate will analyze and underwrite mortgage and commercial loan opportunities while managing the loan pipeline and monitoring project progress. They will also prepare credit memos for the credit committee and assist in business development activities.

Candidates must hold a post-secondary degree in a relevant field and possess 2-6 years of experience in lending or real estate. Strong financial analysis, documentation, and communication skills are required, along with proficiency in Microsoft Office and CRM systems.

• Performance bonus

• Time managementPreferred
• Microsoft ExcelPreferred
• CommunicationPreferred
• Financial analysisPreferred

Identified from the job description. Confirm important requirements above.

• Underwriting
• Financial analysis
• Mortgage lending
• Credit analysis
• Due diligence
• Real estate development
• Construction lending
• CRM
• Excel
• Documentation
• Communication
• Time management
• Business development
• Research
• Investment policy compliance

• Finance & Accounting
• Construction
• Management & Leadership

Minimum education

Bachelor’s degree

Minimum experience

2+ years

Apply by

Feb 7, 2027

Posting language

English

Working hours

40 hours per week

Seniority

Mid-Senior level

Application method

Direct apply is available