Card Business Lead (Card Business Owner)

Job summary

The Card Business Lead will execute the full lifecycle of card issuance and lead the market expansion efforts. This includes collaborating with various teams to ensure a seamless and compliant user journey.

Job details

About OSL OSL is the world’s leading digital asset platform, providing institutional-grade brokerage, exchange, and custody services. As the digital asset ecosystem evolves, we are bridging the gap between traditional finance and the future of money. We are seeking a visionary Card Business Lead to spearhead our entry into the payment card space and build a world-class card program from the ground up. The Role: Impact & Ownership As the Card Business Lead, you aren't just managing a product; you are the architect of OSL’s card ecosystem. You will lead the "0-1" journey—from securing BINs to launching high-end physical and virtual card products across Hong Kong and international markets. Key Responsibilities: End-to-End Product Launch: Execute the full lifecycle of card issuance, including BIN application, card scheme (Visa/Mastercard) onboarding, and technical integration. Market Expansion: Initially focus on dominating the Hong Kong market before scaling operations to multiple global regions. Customer Segmentation: Define tiered spending limits and tailored value propositions for high-net-worth (HNW) individuals and institutional clients. Operational Excellence: Build and monitor the operational backbone, including transaction data analysis, fraud prevention, clearing/settlement, and regulatory compliance. Cross-Functional Leadership: Collaborate with Compliance, Risk, and Engineering teams to ensure a seamless, secure, and compliant user journey. Who You Are You are a "hands-on" leader who thrives in the intersection of Fintech and Digital Assets. You have a proven track record of wearing multiple hats—part product manager, part operations lead, and part business strategist. Requirements: Industry Expertise: 5+ years of management experience in Card Issuing or Fintech Payments (Debit/Credit/Prepaid). Proven Track Record: Direct experience with BIN sponsorship, mobile wallet integration, and launching card programs from scratch. Scheme Knowledge: Deep understanding of Visa/Mastercard rules and the regulatory landscape in Hong Kong and Asia-Pacific. Strategic & Analytical: Ability to design pricing models, analyze transaction performance, and optimize unit economics. Stakeholder Management: Excellent communication skills in English and Chinese; ability to manage external partners (Issuers/Processors) and internal executive stakeholders. Education: Bachelor’s or Master’s degree in Business, Finance, or IT (Fintech/Analytics focus preferred). Why Join OSL? Pioneer the Future: Be at the forefront of the regulated digital asset revolution. Ownership: High degree of autonomy to build a team and a product line that will define OSL’s retail and VIP strategy. Global Reach: Work with a diverse, international team in a fast-paced, high-growth environment. Are you ready to build the next generation of digital asset payments? Apply now.

What you’ll do

The Card Business Lead will execute the full lifecycle of card issuance and lead the market expansion efforts. This includes collaborating with various teams to ensure a seamless and compliant user journey.

Requirements

Candidates should have over 5 years of management experience in Card Issuing or Fintech Payments, with a proven track record in launching card programs. A deep understanding of Visa/Mastercard rules and strong analytical skills are also required.

Listed skills

• Data analysis · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Card Issuing
• Fintech Payments
• BIN Sponsorship
• Mobile Wallet Integration
• Card Program Launch
• Visa Knowledge
• Mastercard Knowledge
• Regulatory Compliance
• Pricing Models
• Transaction Performance Analysis
• Stakeholder Management
• Communication Skills
• Operational Excellence
• Fraud Prevention
• Data Analysis
• Market Expansion

Job areas

• Finance & Accounting
• Management & Leadership
• Technology
• Sales
• Customer Service & Support