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Field Claims Specialist III

  • Winnipeg, MB
  • On-site
  • Posted Sep 3, 2026
  • 1 position

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Employment type
Full-time
Experience level
Lead · 10+ years
Minimum education
High school
Posting language
English
Working hours
40 hours per week

Job summary

The Field Claims Specialist investigates, evaluates, and negotiates moderate to complex insurance losses for commercial, agriculture, and residential properties. They are responsible for communicating with stakeholders, managing claim files, and ensuring fair and efficient resolutions.

Job details

COMPANY PROFILE: Red River Mutual is a progressive insurance company with a focus on our customers and employees. We believe everyone has a right to feel safe and protected, and to know that someone is looking out for them. So we treat our employees like family members – we’ll be honest with them, support them, offer a listening ear, admit when we’re wrong and be a positive force in their lives and in our communities. LOCATION: Altona, MB or Winnipeg, MB SCHEDULE: Full-time REPORTS TO: Claims Manager DIRECT REPORTS: N/A PURPOSE OF POSITION: Working within predetermined authority levels and under the direction of the Claims Manager, this position investigates, evaluates, and negotiates moderate to complex commercial, agriculture and residential property and casualty insurance losses reported by Red River Mutual Policyholders. This position is responsible for communicating with policyholders, licensed insurance brokers and other various stakeholders to achieve an efficient and fair resolution to all assigned claim files. KEY RESPONSIBILITY AREAS: By traveling to various loss sites in a predefined territory, work with Policyholders to investigate the circumstances of reported losses using various investigation techniques Review complex policy wordings to evaluate the availability of insurance coverage for reported losses Interpret legal contracts (commercial leases, condominium declarations, construction agreements), miscellaneous statutes, and relevant case law and accurately apply to the applicable claim scenario. Effectively communicate the results of the coverage review verbally and in writing to the policyholder and independent insurance broker Engage and coordinate various internal and external experts to assist in the investigation, evaluation, or indemnification of the loss Responsible for ensuring electronic claim file is documented and up-to-date. Manage loss and expense reserves accurately and ensure timely claim payments. Manage the policyholder and repairers/retailers to bring the claim to a quick and satisfactory resolution for all involved. Negotiate resolution of insured losses based on the results of the investigation Where required, travel to catastrophe loss sites outside adjusting territory to aid in the adjudication of losses. Assist the Claims Manager/Supervisor by informally mentoring the Field Adjusting team members and assist in the delivery of training. Network with business partners to promote Red River Mutual. QUALIFICATION AND SKILLS: High school diploma. Post-secondary education strongly preferred. Chartered Insurance Professional (CIP) designation strongly preferred. Minimum 10 years field adjusting experience. Proven teamwork, relationship management and collaboration skills. Strong written and oral communication skills. High level of emotional intelligence and interpersonal skills in stressful situations. Exceptional analytical, problem solving and decision-making capabilities. High level of organization and attention to detail. Advanced negotiation and conflict management skills. Proficient computer skills and experience with Claims Connect/Mobile Claims, and Guidewire. Deep understanding of building construction/renovation techniques. Ability to handle fluctuating workloads and demanding timelines. Valid class 5 driver’s license. Comfortable working at heights. Demonstrated leadership abilities. We thank all applicants for their interest; however, only those selected for an interview will be contacted. Accommodation for applicants with disabilities is available upon request at any stage of the recruitment process. Accessible employment policies and alternative application formats are available upon request by contacting humanresources@redrivermutual.com or 1-800-370-2888 (toll free). As part of our hiring process, successful candidates will be required to complete a comprehensive background check. Where applicable, this may include a driver's abstract. Employment offers are contingent upon these requirements being met and may be withdrawn during the process if any of the requirements are not met to the Company’s satisfaction.

What you’ll do

The Field Claims Specialist investigates, evaluates, and negotiates moderate to complex insurance losses for commercial, agriculture, and residential properties. They are responsible for communicating with stakeholders, managing claim files, and ensuring fair and efficient resolutions.

Requirements

Candidates must have a minimum of 10 years of field adjusting experience and a valid class 5 driver's license. A high school diploma is required, while post-secondary education and a Chartered Insurance Professional (CIP) designation are strongly preferred.

Listed skills

  • Problem solving · Preferred
  • Leadership · Preferred
  • Decision Making · Preferred
  • Negotiation · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

  • Field adjusting
  • Insurance coverage analysis
  • Negotiation
  • Conflict management
  • Claims investigation
  • Policy interpretation
  • Relationship management
  • Emotional intelligence
  • Analytical skills
  • Problem solving
  • Decision-making
  • Building construction knowledge
  • Guidewire
  • Claims Connect
  • Mobile Claims
  • Leadership
  • Working at Heights
  • Case Law
  • Advanced Negotiation
  • Relationship Management
  • Valid Driver's License
  • Indemnification
  • Adjudication
  • Agriculture
  • Construction
  • Casualty Insurance
  • Decision Making
  • Communication
  • Computer Literacy
  • Conflict Management
  • Emotional Intelligence
  • Interpersonal Communications
  • Problem Solving
  • Mentorship
  • Renovation
  • Verbal Communication Skills
  • Writing
  • Collaboration
  • Investigation
  • Teamwork
  • Detail Oriented
  • Honesty

Job areas

  • Finance & Accounting
  • Legal
  • Construction
  • Agriculture
  • Management & Leadership
  • Field Claims Specialist
  • Claims Adjuster / Specialist (General)
  • Valuers and Loss Assessors
  • Claims Adjusters, Examiners, and Investigators

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