Private Banker

Job summary

The Private Banker is responsible for managing relationships and providing personalized financial services, with a primary focus on credit solutions for high-net-worth and ultra-high-net-worth clients. They act as a central point of contact to coordinate with other bank specialists to support the client's overall financial goals and banking needs.

Job details

Work Location: Surrey, British Columbia, Canada Hours: 37.5 Line of Business: TD Wealth Pay Details: $81,600 - $115,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: TD Wealth, Private Wealth Management provides high-net worth & ultra-high-net worth clients with holistic discovery and planning towards customized wealth advice and solutions. As part of TD Wealth Private Wealth Management, Private banking specializes in offering tailored banking solutions and Credit Management to affluent HNW & UHNW clients. Our Private Bankers support everyday banking transactions, personal credit management. Our Private Bankers support our client's banking needs while connecting them with the right TD specialists to manage their wealth management needs. This role is accountable for onboarding and managing relationships and providing personalized financial services, with a significant focus on credit solutions to HNW and UHNW clients. This role provides HNW/UHNW clients with day-to-day banking and credit needs in a high touch engagement model; bringing in experts from other parts of Wealth and the Bank to support a client's overall financial plans and needs. Accountabilities: Receive and act upon Retail prospect referrals and triage to PWM home of best fit based on initial discovery. Perform in-depth discovery sessions with clients to understand their financial goals objectives and identify franchising opportunities across Wealth and / or other Bank channels. Perform / complete all onboarding, banking activities, transactions and high complexity credit solutions. Conduct frequent proactive client follow-ups to ensure client expectations are being met in alignment with their unique complex financial needs and plans. Promote and offer full suite of products, advice, services, banking and credit capabilities. Analyze credit and underwriting requests by ensuring adjudication in accordance with assigned discretionary limits and established guidelines. Contribute to the achievement of business objectives by proactively attracting, acquiring and retaining customers and identifying sales opportunities and referrals. Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite. Keep current on emerging trends or developments and grow knowledge of the business, related tools and techniques. Act as a brand champion for your business area/function and the bank, both internally and/or externally. Educational Requirements Post-Secondary or Undergraduate degree, preferred. Highly skilled professional with minimum 3+ years of experience in providing banking and credit services. Completion of the Canadian Securities Course (CSC) or Investment Funds in Canada (IFIC) Willingness to complete the Personal Financial Planner (PFP) or Certified Financial Planner (CFP) designation within 36months from start date. Requires advanced understanding of a range of product and services, processes, procedures and systems to provide clients with options and advice on moderately complex banking and credit activities. Advanced credit analysis experience and acumen to provide clients with the appropriate level of advice to support their unique / specialized financial needs. General knowledge across Wealth products and solutions with an understanding of all credit, cash management, investments and specifically credit. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you! Language Requirement (Quebec only): Sans Objet

What you’ll do

The Private Banker is responsible for managing relationships and providing personalized financial services, with a primary focus on credit solutions for high-net-worth and ultra-high-net-worth clients. They act as a central point of contact to coordinate with other bank specialists to support the client's overall financial goals and banking needs.

Requirements

Candidates should possess a post-secondary or undergraduate degree and at least 3 years of experience in banking and credit services. Completion of the Canadian Securities Course (CSC) or Investment Funds in Canada (IFIC) is required, along with the ability to obtain PFP or CFP designations.

Benefits

• Health and well-being benefits • Savings and retirement programs • Paid time off • Banking benefits and discounts • Career development • Reward and recognition programs

Listed skills

• Risk Management · Preferred
• Financial planning · Preferred
• Client Relationship Management · Preferred
• Business development · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Private banking
• Credit management
• Wealth management
• Financial planning
• Client relationship management
• Credit analysis
• Underwriting
• High-net worth client services
• Risk management
• Financial services
• Banking transactions
• Business development
• Relationship Management
• Sales Prospecting
• Business Objectives
• Private Banking
• Time Off Management
• Planning
• Adjudication
• Banking
• Financial Institution
• Investments
• Cash Management
• Certified Financial Planner
• Training And Development
• Creativity
• Credit Analysis
• Credit Management
• Personalized Service
• Sales
• Financial Services
• Learning Platforms
• Risk Management
• Mentorship
• Employee Onboarding
• Wealth Management
• Risk Appetite
• Triage
• Securities (Finance)

Job areas

• Finance & Accounting
• Management & Leadership
• Customer Service & Support
• Sales
• Private Banker
• Financial Services Representative
• Technical and Medical Sales Professionals (excluding ICT)
• Securities, Commodities, and Financial Services Sales Agents