Specialist, Credit Analysis

Job summary

The specialist will prepare credit risk assessments for multi-unit programs by reviewing financial statements and calculating key financial ratios. They will also provide expert advice on creditworthiness and maintain relationships with stakeholders to influence business decisions.

Job details

Job Requisition ID: 12414 Position Status: Permanent Full Time Position Type: Hybrid Office Location: Calgary (AB); Halifax (NS); Montreal (QC); Ottawa (ON); Toronto (ON); Vancouver (BC) Travel Requirement: Travel not required Language Designation: English Essential Language Skill Levels (Read/Write/Speak): ZZZ Security Requirement: Reliability Status Salary: Our salaries generally range from $ 86816.59 to $ 108520.74 and are based on qualifications and experience. About CMHC The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system. At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams. Join us and be part of a team that's committed to making a real difference and be part of something meaningful. What’s in it for you We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a permanent employee: Annual Paid vacation. Annual individual performance incentive. Defined benefit pension plan. Comprehensive group insurance plan to support your well-being from day one. Support towards your personal and professional growth with training, mentorship and more. An inclusive workplace culture and environment. About the role Join the Multi Unit Borrower Financial Analysis team , in the Specialist, Credit Analysis position. What you’ll do: Prepare credit risk assessments of applicants supporting the Multi-Unit programs. Review financial statements and organizational structure, calculate financial ratios, and prepare/present a credit risk report to management. Provide advice and recommendations to appropriate staff and management on applicants’ creditworthiness. Establish and maintain meaningful relationships with key stakeholders to gain a thorough understanding of the operational environment in order to influence complex business decisions. Perform, document, and guide ad hoc financial analysis and provide analytical assistance to various internal stakeholders. What you should have: An Undergraduate degree in a related field such as business, accounting, finance, commerce or economics. A minimum of five years’ experience in credit/financial analysis and risk management practices. Strong oral and written communication skills. Strong analytical reasoning, attention to detail, excellent organizational skills and the ability to prioritize and work in a multi-demand environment. Intermediate MS Excel skills, knowledge of market information and analysis systems (Bloomberg, Reuters, S&P Capital IQ). A good knowledge of multi-unit underwriting operations. It would be great if you also had: A professional designation (Chartered Financial Analyst, Financial Risk Manager or Chartered Professional Accountant designation). Bilinguism (French, English). Posting closing date: Note, the competition will remain active until filled. Our commitment to diversity, equity, and inclusion We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada. CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission. Learn more about our commitment to diversity and inclusion What happens after you apply We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. Learn more about our hiring process. If you are selected for an interview or testing, please advise us if you require an accommodation. If you applied before and you were not successful don’t worry – we're always posting new positions, so don’t hesitate to give it another shot. We’re excited to see what you bring to the table this time around!

What you’ll do

The specialist will prepare credit risk assessments for multi-unit programs by reviewing financial statements and calculating key financial ratios. They will also provide expert advice on creditworthiness and maintain relationships with stakeholders to influence business decisions.

Requirements

Candidates must hold an undergraduate degree in a field such as finance, accounting, or economics and possess at least five years of experience in credit analysis and risk management. Proficiency in MS Excel and knowledge of financial market systems like Bloomberg or Reuters are required.

Benefits

• Annual paid vacation
• Annual individual performance incentive
• Defined benefit pension plan
• Comprehensive group insurance plan
• Training and mentorship
• Inclusive workplace culture

Listed skills

• Financial analysis · Preferred
• Risk Management · Preferred
• Communication Skills · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Credit risk assessment
• Financial analysis
• Risk management
• Financial statement review
• Financial ratios
• Creditworthiness analysis
• Stakeholder relationship management
• Underwriting
• MS Excel
• Bloomberg
• Reuters
• S&P Capital IQ
• Analytical reasoning
• Communication skills
• Organizational skills
• Employment Equity
• Capital IQ (Software)
• Credit Risk
• Influencing Skills
• Workplace Inclusivity
• Analytical Thinking
• Organizational Skills
• Business Decisions
• Bilingual (French/English)
• Microsoft Excel
• Accounting
• Management
• Chartered Financial Analyst
• Communication
• Credit Analysis
• Economics
• English Language
• Finance
• Financial Analysis
• Financial Statements
• Financial Risk
• Leadership
• Risk Management
• Mentorship
• Operations
• Organizational Structure
• Prioritization
• Detail Oriented

Job areas

• Finance & Accounting
• Government & Public Sector
• Management & Leadership
• Credit Analyst
• Credit Specialist / Clerk
• Credit and Loans Officers
• Credit Authorizers, Checkers, and Clerks

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