Job Title: Subprime Finance Manager - Automotive

Overview: As the Subprime Finance Manager at Paragon Auto Mall, you will play a pivotal role in facilitating vehicle financing for customers with credit challenges. Your expertise in subprime financing will contribute to expanding our customer base while ensuring compliance with regulatory standards.

Responsibilities

Customer Financing: Specialize in securing financing options for customers with subprime credit, structuring deals to meet both customer needs and dealership goals. Credit Analysis: Assess and analyze customer credit applications, working closely with lenders to secure approvals and favorable terms. Compliance: Stay abreast of financial regulations and ensure all financing activities adhere to legal and ethical standards. Relationship Building: Cultivate relationships with lending institutions to negotiate terms and secure competitive financing options for customers. Sales Collaboration: Collaborate with the sales team to structure deals that maximize profitability while meeting the unique needs of subprime customers. Documentation: Oversee the preparation and accuracy of all financing and legal documents, ensuring a smooth and compliant transaction process. Customer Education: Provide clear and transparent information to customers regarding their financing options, terms, and conditions.

Qualifications

Proven experience in automotive finance, with a focus on subprime financing.

A valid OMVIC License

In-depth knowledge of subprime lending practices and regulations. Strong negotiation and communication skills. Detail-oriented with the ability to manage complex financing transactions. Familiarity with relevant software and systems.

You can apply if you are

a Canadian citizen; a permanent resident of Canada a temporary resident of Canada with a valid work permit Do not apply if you are not authorized to work in Canada. The employer will not respond to your application.