Credit Analyst

Job summary

Review credit applications, investigate customer creditworthiness, assess exposure and risk, and monitor account aging, payment trends, and credit utilization. Support internal teams with credit requests, release credit holds within guidelines, escalate higher-risk concerns, and maintain accurate files in accordance with company policies.

Job details

Junior Credit Analyst 📍 Concord, Ontario | 💰 $50,000–$60,000 | 🏢 Full-Time, In Office Are you detail-oriented, analytical, and looking to grow your career in credit and financial risk management? We’re looking for a Junior Credit Analyst to join our team in Concord. This is a great opportunity for someone with experience in credit, accounts receivable, finance, accounting, or banking who wants to develop their skills within a supportive and growing organization. What You’ll Do Review customer credit applications and supporting documentation. Conduct credit investigations, including reviewing credit reports, trade references, and payment history. Assist with credit-limit reviews and assess customer exposure and risk. Monitor customer accounts, aging, payment trends, and credit utilization. Support Sales, Accounts Receivable, and Profit Centre teams with day-to-day credit requests. Review and release credit holds within established guidelines. Identify potential credit concerns and escalate higher-risk situations. Maintain accurate credit files and ensure company credit policies are followed. Build strong working relationships across Sales, Finance, AR, and Operations. What We’re Looking For 1–3 years of experience in credit, accounts receivable, finance, accounting, banking, or a related field is an asset. Strong analytical and problem-solving skills. Excellent attention to detail and organization. Confident communication and sound judgment. Comfortable working with financial information and Excel. Ability to prioritize and respond quickly in a fast-paced environment. Post-secondary education in Business, Finance, Accounting, or a related field is an asset. Why Join? $50,000–$60,000 annual salary Great benefits package Profit-sharing program Full-time, Monday–Friday position 100% in-office role — 5 days per week Opportunity for career growth and development Collaborative and supportive team environment

What you’ll do

Review credit applications, investigate customer creditworthiness, assess exposure and risk, and monitor account aging, payment trends, and credit utilization. Support internal teams with credit requests, release credit holds within guidelines, escalate higher-risk concerns, and maintain accurate files in accordance with company policies.

Requirements

One to three years of experience in credit, accounts receivable, finance, accounting, banking, or a related field is an asset. Strong analytical, problem-solving, organizational, communication, and Excel skills are sought; post-secondary education in business, finance, accounting, or a related field is also an asset.

Benefits

• Benefits Package
• Profit-Sharing Program
• Career Growth and Development

Listed skills

• Accounts receivable · Preferred
• Financial analysis · Preferred
• Microsoft Excel · Preferred
• Problem solving · Preferred
• Attention to detail · Preferred
• Organization · Preferred
• Communication · Preferred
• Prioritization · Preferred
• Cross-Functional Collaboration · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Credit Analysis
• Credit Risk Assessment
• Credit Investigations
• Credit-Limit Reviews
• Accounts Receivable
• Financial Analysis
• Excel
• Analytical Skills
• Problem-Solving
• Attention to Detail
• Organization
• Communication
• Judgment
• Prioritization
• Credit Account Monitoring
• Cross-Functional Collaboration

Job areas

• Finance & Accounting
• Data & Analytics

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