Risk Analyst

Job summary

Analyze transactions and related information to identify financial crime risks, suspicious activity, and cases requiring further investigation. Manage AML operations work to meet service requirements, maintain regulatory compliance, escalate high-risk activity, and contribute to process improvements.

Job details

Risk Analyst Location: Toronto, ON Onsite Flexibility: Hybrid – 2 days a week in office (Anchor Days: Tuesday and Wednesday) Contract Details Position Type: Contract Contract Duration: 12 months (with potential for extension; conversion to permanent possible) Pay Rate: C$35.00–C$42.00 / Hour (CAD) Shift / Schedule: Monday–Friday, core business hours; overtime as needed Travel Requirements: Not required Job Summary Pick up a newspaper, turn on the TV or stream a video and the topic of money crime is everywhere, because it is a threat across the world. At TD, we're committed to detect and deter anyone from using TD products or services for money laundering and terrorist financing activity. Our dedication is upheld and deployed through four key team functions – Policy, Testing, Advisory and Operations – that together build our Global Anti-Money Laundering (GAML) Program and professional community. AML Operations establishes processes to identify unusual and suspicious activities and transactions at the Bank, enterprise wide. The centralized team manages the daily activities related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions and Anti-Bribery/Anti-Corruption. Roles help to support compliance in these areas and other legislation in each jurisdiction where TD operates. The AML Financial Crime Risk Investigative Analyst provides AML analytical and/or operations process support within a defined area. As a key resource and specialist, you will build and maintain knowledge of relevant regulations as well as existing and emerging regulations affecting money laundering, terrorist financing and/or sanctions-based risk activity across the business. Key Responsibilities Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required. Prioritize and manage own workload to meet service level requirements for service and productivity. Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary. Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area. Act as a key resource/specialist owner or representative by providing technical subject matter expertise, analysis, or operational process support on AML/ATF and other sanctions-related matters. Contribute to the identification and implementation of new products, operating workflow, additional services/products/applications, or operational efficiencies. Run and review information against various lists and guidelines; ensure accuracy and flag deviations. Manage and process activities with multiple steps, systems, and jurisdictions; focus of work is weekly, monthly or longer with additional ad-hoc responsibilities as required. Find opportunities to improve service delivery and support operational improvement. Ensure necessary due diligence to support the accuracy of all transactions/activities. Require in-depth knowledge in a range of products and services, processes, procedures, and systems within own area of specialty and characterized by moderate to high risk. Generally, interact with internal colleagues and contacts and/or external customers; may provide process/policy guidance to others. Participate fully as a member of the team, support a positive work environment. Act as a brand ambassador for your business area/function and TD, both internally and externally. Adhere to internal policies/procedures and applicable regulatory guidelines. Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite. Required Skills 2 years of Risk Analyst experience Fundamental knowledge of AML operations, standards, procedures, laws, rules and regulations Experience using computer applications including MS Office Ability to analyze, research, organize and prioritize work while meeting multiple deadlines Ability to handle confidential information with discretion Ability to communicate effectively both written and verbal Ability to pay high attention to details Preferred Skills Banking or financial institution experience CAMS/ACFCS certifications Education Requirements Secondary education or equivalent work experience required Required Experience 2–4 years of industry, investigative, or AML operations experience Nice-to-Have Experience Investigative or AML operations background Banking or financial institution experience Medical, Vision, and Dental Insurance Plans 401k Retirement Fund About the Client This client is a leading financial services and banking institution operating across multiple jurisdictions in Canada and internationally, with a team-oriented culture emphasizing collaboration, agility, and compliance excellence. The organization employs risk analysts, AML investigators, compliance specialists, solutions developers, and technology professionals who work together to uphold enterprise-wide financial crime prevention standards. With a robust Global Anti-Money Laundering program and a strong emphasis on regulatory governance, this institution is recognized among the largest and most trusted financial institutions serving millions of customers across its network. About GTT GTT is a minority-owned staffing firm and a subsidiary of Chenega Corporation, a Native American-owned company in Alaska. We highly value diverse and inclusive workplaces and support Fortune 500 organizations across banking, financial services, technology, life sciences, biotech, utilities, and retail sectors throughout the U.S. and Canada. Job Number: 26-16013 Industry: Finance & Accounting #gttca

What you’ll do

Analyze transactions and related information to identify financial crime risks, suspicious activity, and cases requiring further investigation. Manage AML operations work to meet service requirements, maintain regulatory compliance, escalate high-risk activity, and contribute to process improvements.

Requirements

Requires secondary education or equivalent work experience, 2–4 years of industry, investigative, or AML operations experience, and fundamental knowledge of AML operations and regulations. Candidates should be proficient with computer applications such as MS Office and demonstrate strong analytical, organizational, communication, confidentiality, and attention-to-detail skills.

Benefits

• Medical Insurance
• Vision Insurance
• Dental Insurance
• 401(k) Retirement Fund

Listed skills

• Regulatory Compliance · Preferred
• Attention to detail · Preferred
• Microsoft Office · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• AML Operations
• Transaction Analysis
• Financial Crime Investigation
• Risk Assessment
• Suspicious Activity Detection
• Anti-Money Laundering
• Anti-Terrorist Financing
• Sanctions Compliance
• Enhanced Due Diligence
• Regulatory Compliance
• Research
• Workload Prioritization
• Attention to Detail
• Confidential Information Handling
• Microsoft Office
• Written and Verbal Communication

Job areas

• Finance & Accounting
• Security & Safety
• Data & Analytics

More jobs from Global Technical Talent, an Inc. 5000 Company