Bilingual Corporate Underwriting Consultant

Job summary

The consultant will manage underwriting risk for new and existing Group Benefits plans to ensure long-term financial profitability. They will also negotiate contracts, onboard new clients, and provide proactive support for pricing and benefit changes.

Job details

Summary The Bilingual Corporate Accounts Underwriting Consultant will join the New Business Team within Manulife Group Benefits. This role provides front-line exposure and opportunities to collaborate with experienced underwriting professionals while mentoring junior colleagues. The successful candidate will be primarily responsible for managing underwriting risk to support profitable, long-term financial results. Position Responsibilities * Establish rates and retentions for new and existing Group Benefits plans while ensuring appropriate target profitability levels are achieved. * Provide internal account management and respond proactively to client requests related to pricing and benefit changes. * Prepare quotation submissions, including responses to questionnaires, and customize value-added responses using Loopio. * Onboard new clients by developing complex client structures and applications and coordinating with internal partners on administrative and plan design requirements. * Negotiate contracts, including financial arrangements, benefit plan provisions, and service and performance standard agreements. * Improve operating performance to support long-term financial success. * Assess and demonstrate an understanding of the liabilities associated with various Group Benefits arrangements. * The successful candidate will be required to communicate in English and French to support clients from various provinces outside of Québec. Required Qualifications * Previous underwriting experience within Group Benefits; a specific number of years is not indicated. * Strong knowledge of the Group Insurance market, products, and services. * Advanced Microsoft Office skills, particularly Excel, including data manipulation and pivot tables, as well as proficiency in Word. * Post-secondary education with strong business, mathematics, and analytical aptitude. * Professional risk management expertise. * Proven ability to partner effectively with and support sales teams. Preferred Qualifications * CEBS or GBA certification. * Strong business acumen and the ability to communicate complex financial concepts clearly, both verbally and in writing. * Strategic and creative thinking with a focus on developing solutions for unique customer needs. * Strong negotiation, relationship-building, and influencing skills. * Ability to work independently in a fast-paced environment and manage multiple priorities within tight timelines. * Sound decision-making skills that balance risk management, financial discipline, and customer needs. When You Join Our Team * We'll empower you to learn and grow the career you want. * We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. * As part of our global team, we'll support you in shaping the future you want to see. The role being advertised is an existing vacancy. About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html [https://www.manulife.com/en/about/our-story.html]. Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com [hr@manulife.com]. Referenced Salary Location CAN, Quebec - Full Time Remote Working Arrangement Remote Salary range is expected to be between $71,475.00 CAD - $119,125.00 CAD Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact hr@manulife.com [hr@manulife.com] for the salary range for your location. Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact hr@manulife.com [hr@manulife.com] for more information about U.S.-specific paid time off provisions. We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement [https://careers.manulife.com/global/en/talentacquisitionprivacystatement].

What you’ll do

The consultant will manage underwriting risk for new and existing Group Benefits plans to ensure long-term financial profitability. They will also negotiate contracts, onboard new clients, and provide proactive support for pricing and benefit changes.

Requirements

Candidates must have previous underwriting experience in Group Benefits and strong analytical skills with proficiency in Microsoft Excel. A post-secondary education is required, and professional certifications like CEBS or GBA are preferred.

Benefits

• Health insurance
• Dental insurance
• Mental health benefits
• Vision insurance
• Short-term disability
• Long-term disability
• Life insurance
• AD&D insurance
• Adoption/surrogacy benefits
• Wellness benefits
• Employee/family assistance plans
• Retirement savings plans
• Pension plan
• Global share ownership plan
• Paid time off

Listed skills

• Client Onboarding · Preferred
• Microsoft Excel · Preferred
• Risk Management · Preferred
• Communication · Preferred
• Microsoft Word · Preferred
• Group Benefits · Preferred
• Financial analysis · Preferred
• Relationship Building · Preferred
• Contract Negotiation · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Underwriting
• Group benefits
• Risk management
• Financial analysis
• Data manipulation
• Pivot tables
• Microsoft Excel
• Microsoft Word
• Contract negotiation
• Client onboarding
• Strategic thinking
• Relationship building
• Influencing skills
• Business acumen
• Communication
• Analytical aptitude
• Influencing Skills
• Workplace Inclusivity
• Time Off Management
• Bilingual (French/English)
• Information Gathering
• Account Management
• Mental Health
• Multilingualism
• Business Acumen
• Business Mathematics
• Certified Employee Benefit Specialist
• Decision Making
• Creative Thinking
• Data Manipulation
• Pivot Tables And Charts
• Sales
• Financial Education
• International Finance
• Risk Management
• Mentorship
• Microsoft Office
• Negotiation
• Quotations
• Relationship Building
• Coordinating

Job areas

• Finance & Accounting
• Consulting
• Management & Leadership
• Customer Service & Support
• Corporate Underwriter
• Medical Underwriter
• Insurance Representatives
• Insurance Underwriters

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